Do you have cryptocurrencies such as Bitcoin? Then watch out: ownership and income from cryptocurrencies are also taxable. Find out how to avoid making mistakes with your coins in your tax return.
Open your pillar 3a with the voucher code SMOLIO and benefit from a CHF 35 discount on frankly fees. In addition, every voucher redeemed by 31.12.2025 automatically enters you into a prize draw to win 1 x 1,000 francs in cash.
When will I receive the 13th AHV pension? This question has been on the minds of many Swiss people since the vote in March 2024. The additional pension is intended to provide more security in old age. But there are still unanswered questions about payment and financing. Regardless of whether you are retiring soon or still working – the 13th AHV pension affects you. Find out everything you need to know about this change to the Swiss pension system here.
What is the right credit card with low fees abroad? I used to prefer Revolut. But since Revolut introduced fees for Swiss customers, I’ve started using my PostFinance VISA credit card again. Discover my surprising findings in comparison with YUH.
What was that again? Pillar 3a top-up payments not possible? A purchase in pillar 3a is coming. We show you the facts, how it works and the advantages for you.
Are you familiar with Pillar 3a Guaranteed Savings? It’s a new, innovative solution that cleverly combines security and potential returns. Find out how you can benefit from this balanced pension strategy and whether it’s right for you.
The duty-free allowance for private imports into Switzerland will only be CHF 150 from January 1, 2025. This change will affect you if you like to shop abroad. Find out how to deal with it smartly.
Selma Pillar 3a is the product of a Swiss robo-advisor.
The AI chatbot develops an automated and personalized investment strategy for you and supports you with expert advice on your investment plan.
Find out whether Selma Pillar 3a is right for you.
Health insurance premiums rise every year.
Your counterstrike: check your health insurance premiums every year.
We tell you what you need to know when switching and how it’s easy with an independent premium checker.
A purchase into the pension fund is subject to a blocking period for your lump-sum withdrawal. Find out how you can make effective use of the three-year rule and benefit from special tax advantages in Zurich.
When we hear the word “wealth”, we think of high incomes, company profits, inheritances and real estate.
For most people, however, their retirement assets in their pension fund represent their largest financial asset.
Discover what you will receive as a pension later on.
US expats in Switzerland love its quality of life, stunning landscapes, and stable economy. However, careful planning is essential to avoid major pitfalls when moving. To simplify your transition, we’ve created a guide to help you navigate taxes and social security.
How do I enter pillar 3a in my tax return? After all, this saves you money. Discover the answers to all your questions about pillar 3a in your tax return and securities register in the guide.
The pillar 3a maximum amount will increase from January 2025.
Read the article to find out the maximum amount you can pay in for maximum tax savings.
Take advantage of the free reminder by e-mail – so you never miss a 3a payment again.
On January 1, 2025, the maximum AHV pension will increase by CHF 70 per month.
Other key pension figures will also increase as a result, for example in occupational benefits insurance or the deductions in pillar 3a.
Find out what will change in the key pension figures in 2025.
Discover how you can use indirect amortization to pay off mortgages cleverly and save on taxes at the same time.
But how exactly does it work and for whom is it worthwhile?
Use our calculator to find out how much you can benefit!
How many millionaires are there in Switzerland? The question sheds a fascinating light on the distribution of wealth in one of the richest countries. Discover surprising facts and find out how you too could one day join this exclusive circle.
A pillar 3a partial withdrawal could revolutionize retirement provision for many people.
Imagine being able to withdraw your 3a flexibly and in stages, instead of just whole accounts at once.
This could soon become a reality.
Discover what is being discussed and how you can benefit from it.
You save diligently in 3a, but who benefits from your pillar 3a in the event of your death?
The answer might surprise you.
Find out how you can ensure that your loved ones benefit.
Vote yes or no to the BVG reform referendum?
On September 22, 2024, Switzerland will decide on the future of occupational pensions.
The reform will bring far-reaching changes to retirement pensions.
Find out what this means for you and your financial future.
findependent is a highly interesting Swiss fintech that wants to make investing with ETFs possible for everyone.
Discover our experiences after a few years of use – is findependent right for you?
The Granolas are a dynamic group of European stocks, comparable to the American Magnificent Seven.
Discover why more and more investors see them as a relevant investment option.
Thinking about Bitcoin for your retirement savings?
With all-time highs being reached, some people are considering Bitcoin as a good investment option for their retirement savings.
Discover five key reasons why this might not be a good idea in this article.
Smart contracts form the basis for cryptocurrencies and P2P (peer-to-peer) or person-to-person direct transactions between sellers and buyers – without intermediary financial institutions.
The financial market is under pressure – we explain the financial market of tomorrow.
Are you looking for guaranteed security and potential returns for your retirement provision? Bench 3a could be the right solution for you. In this experience report, we check out the innovative Bench 3a pension product for you.
Cryptocurrencies such as Bitcoin and Ethereum are on everyone’s lips.
Many want to profit from them.
Pillar 3a with Bitcoin is now possible.
We do the check.
Are cryptos worthwhile in pension provision?
With finpension Bitcoin, you have been able to invest 100% of your pillar 3a in Bitcoin since January 2024.
Investing in cryptos has been possible with finpension since 2021.
We check the offer.
Discover everything you need to know about finpension bitcoin in the article.
Theme funds – a new opportunity for your money?
They invest in companies from supposedly up-and-coming sectors.
But before you jump in, find out if it’s really worth it.
With VIAC, you can now invest in 100% Bitcoin in your pillar 3a.
The high price fluctuations make many people dream of quick money.
Do you need Bitcoin in your pension plan?
How do I invest my vested benefits assets? Many people know finpension because of its low pillar 3a fees. Discover our own experiences and benefit from the finpension vested benefits voucher code SMLUTQ.
As a private individual, you have to submit your tax return by the end of March in most cantons. Do you want to apply for an extension? Or do you want to know how long you can extend and what happens if you miss the deadline? Find out all about it in the specialist article.
What about the security of pillar 3a in the event of a banking crisis?
And how secure is the vested benefits account?
Is there depositor protection for pillar 3a?
Discover some surprising answers.
frankly Vested Benefits is a relatively new product with which ZKB wants to grow in another market. Find out whether the offer is worthwhile for you and benefit from a switching bonus with our frankly code SMOLIO.
A recent, surprising ruling by the Federal Supreme Court calls previous practice into question and fundamentally changes the purchase of an AHV bridging pension.
Find out why this ruling turns previous practice on its head and what this means for you in terms of tax deductions on early retirement.
Digital pension apps have become increasingly important in recent years.
However, not all digital apps have been able to assert themselves on the market.
In this article, we take a look at three such digital pension apps: Pando 3a, Sparbatze 3a and Freya 3a.
You can deposit your termination benefit from the pension fund in a vested benefits policy.
But what exactly is it and does it make sense for you?
Read the article to find out what a vested benefits policy is, the differences to a vested benefits account and the 20 most frequently asked questions about vested benefits policies.
This will help you decide whether this solution is right for you.
What happens if you leave your pension fund before retirement without a new job?
In this article, we look at everything to do with vested benefits accounts, such as opening, fees and costs, switching, closing, withdrawal in various cases and tax consequences.
In our vested benefits account comparison 2024, we take a look at various providers for vested benefits accounts or vested benefits custody accounts.
Discover which criteria are important in the article and find your provider.
Optimize your finances and have your pension under control: We show you how you can optimize and boost your pension provision and finances with life hacks.
How to make the next year a success!
Pillar 3a is an important component of retirement planning in Switzerland for U.S. Persons as well. But U.S. citizens or dual U.S. citizens residing in Switzerland often have a hard time establishing a Pillar 3a with securities. Discover what a US person is, why many Swiss banks don’t want US persons as clients and with which providers you can set up a pillar 3a as a US person.
What are the best tips and tricks for your pillar 3a? After all, you’re putting a lot of money into it. But many people make unnecessary mistakes and give money away. We’ll show you the 10 mistakes you can easily avoid in pillar 3a. Because we think you can easily learn from other people’s mistakes.
Do you want to invest your money sustainably but are unsure whether ESG or impact investing is right for you?
Discover the key differences between ESG and impact investing and then decide which suits you better.
The pillar 3a maximum amount is redefined every two years at the latest in 2024.
Read the article to find out the maximum amount you can pay in for maximum tax savings.
Take advantage of the free reminder by e-mail – so you never miss a 3a payment again.
I want to split my pillar 3a assets, the account has become too large.
I don’t want to pay so much tax later on.
Is there any way I can still split my pillar 3a?
We hear these questions all the time.
Discover three hacks to reduce the size of your 3a account.
The pension key figures 2024 for the maximum AHV pension 2024, occupational pension provision and pillar 3a determine how high your pensions will be.
The AHV reform will take effect on January 1, 2024, but there will be few changes to the 2024 key pension figures.
Find out what is changing and how much you can deduct from pillar 3a in 2024.
How many pillar 3a accounts should I open? From what amount should I open a new pillar 3a account? And: how many pillar 3a accounts are allowed? Can I have several pillar 3a accounts at the same bank? We hear these questions again and again. Discover the five-account rule for pillar 3a and how you can save tax effectively.
Want to manage your retirement savings easily and conveniently? Then our frankly Pillar 3a experiences could show you the way to the right solution. In this testimonial, we will tell you all about frankly and show you if it is the right choice for you.
The Federal Social Insurance Office set the maximum pillar 3a amount in 2023. This is because there is usually an adjustment every 2 years. Find out which increased maximum amount applies in 2023 compared to the previous year.
Many people withdraw their vested benefits account at normal retirement age. But how can you save tax on withdrawals from a vested benefits account? Discover important changes with the AHV21 reform in the article.
