Last update: 17.09.2024 08:35
Non-mandatory benefits – these are benefits provided by a pension fund that exceed the statutory minimum occupational benefits. While the mandatory thus comprises the mandatory BVG benefits, the extra-mandatory benefits are an extra.
But before you start celebrating: the pension fund doesn’t just do that. If it offers extra-mandatory benefits, it also charges contributions. Contributions for extra-mandatory benefits are charged on the portion of your income that exceeds the BVG upper limit. Currently (as of 2020), this upper limit is CHF 85,320 per year. The conversion rate used to convert your extra-mandatory pension assets into a pension and how interest is paid on this is up to you.
If you would like to find out more, you can contact the Federal Social Insurance Office or read the article on the “ pension discussion ” article.
Mach den ersten Schritt zur finanziellen Unabhängigkeit
In einer Minute siehst du deine Vermögensentwicklung und dein Einkommen während der Rente.
