Discover how you can use indirect amortization to pay off mortgages cleverly and save on taxes at the same time.
But how exactly does it work and for whom is it worthwhile?
Use our calculator to find out how much you can benefit!
findependent is a highly interesting Swiss fintech that wants to make investing with ETFs possible for everyone.
Discover our experiences after a few years of use – is findependent right for you?
Smart contracts form the basis for cryptocurrencies and P2P (peer-to-peer) or person-to-person direct transactions between sellers and buyers – without intermediary financial institutions.
The financial market is under pressure – we explain the financial market of tomorrow.
Theme funds – a new opportunity for your money?
They invest in companies from supposedly up-and-coming sectors.
But before you jump in, find out if it’s really worth it.
Findependent wants to make investing accessible to everyone in Switzerland via an investment app. We speak to the CEO Matthias Bryner. In an exclusive interview, he explains how findependent came about and provides valuable background information. He talks about his plans and gives you a very special findependent savings code.
The corona crash has shaken up the financial markets worldwide. Valuation levels have changed dramatically. What was in demand yesterday is out today, supposedly safe asset classes have fallen in unison with the prices of the stock markets. What does this mean for you, your financial independence, your financial decisions…
If someone had told me two months ago that the stock market would be 30% lower, I would be working from home every day, children would be on “corona vacations” and home schooling and public life would be all but shut down, I wouldn’t have believed it. And yet coronavirus…
At the end of every year, banks, insurance companies and financial service providers advertise pillar 3a like crazy. And many people ask themselves: is a pillar 3a fund worthwhile? Is a pillar 3a securities solution worthwhile? Or is a pillar 3a savings account worthwhile for me? We’ve done the research…
Is now the right time to invest? Or should I wait until the stock markets have fallen again? And anyway, isn’t it better to wait until the next recession is over? In this article, we look at how you can invest a large one-off amount in the stock market.
You have a large amount of money in your account and are asking yourself: “How can I make more out of it, how can I invest the money safely?” Or have you received a large amount, for example as a bonus payment, 13th salary or inheritance? Discover how you can…
New year, new plans for your private pension? We talk to Daniel Peter from VIAC about pillar 3a. Like us at Smolio, Daniel wants to make a contribution to better pension provision in Switzerland with his company VIAC. In this interview, he explains how VIAC came about, shares his views on pillar 3a and provides valuable background information and tips.
Sandra is irritated. Yesterday everyone was saying that Facebook was deadly safe and today she hears and reads that the share price has plummeted by over 20 %. And she’s supposed to invest in shares? Pure casino! We take Sandra by the hand and show her which tips she can…
If you want to invest in passive pillar 3a products, you are not necessarily spoiled for choice. Many banks do not offer passive pension ETFs, preferring to sell their own, often more expensive active funds. We have therefore done some research and put together a list of the most attractive…
We come across these terms again and again: active funds, passive funds, ETFs. But the fund providers don’t always say exactly what they mean. There are often big differences in the fees. We take a look at where these come from and go along with the passive funds.
The stock market can be somewhat confusing for beginners. Over the last few decades, we and many investors have gained insights that provide guidance and simplify investing in shares. We are guided by this.
In his book “Stocks for Eternity”, J. Siegel writes that nothing is as profitable as investing your money in stocks.
Because in the long term you can only win… And a lot.
But how?
When saving in pillar 3a, you also have the option of investing your money in funds in addition to the traditional savings account. For some time now, these have also been available with a higher equity component. Let’s take a look at how you can make even more of your…
ETFs are very popular with investors. The comparatively low costs of passive funds and the diversified risks are attractive. Long-term investors can thus invest relatively stress-free. Morningstar, a listed financial information and analysis company, has published its 2017 annual report about the providers of active and passive funds. Find out…
There are many ways to profit from the financial market. They all start with the fact that you have to start investing. Due to the many offers, this is not easy, but with a few considerations it is not that difficult. So, let’s get started right away.
Every year, we are eager to see what the financial market has in store. Trade journals and expert portals are full of trends and forecasts. It would be nice if it were so easy to look into the future. Past experience shows that forecasts are almost certainly wrong. So what…
According to the Federal Statistical Office, households in Switzerland have a monthly savings potential of CHF 1,500. Similarly, in a study, a quarter of individuals surveyed stated that they had between 500 and 1,500 francs a month left over. Enough to make something of it. But how? The basic rule…