Selma Pillar 3a is the product of a Swiss robo-advisor.
The AI chatbot develops an automated and personalized investment strategy for you and supports you with expert advice on your investment plan.
Find out whether Selma Pillar 3a is right for you.
US expats in Switzerland love its quality of life, stunning landscapes, and stable economy. However, careful planning is essential to avoid major pitfalls when moving. To simplify your transition, we’ve created a guide to help you navigate taxes and social security.
The pillar 3a maximum amount will increase from January 2025.
Read the article to find out the maximum amount you can pay in for maximum tax savings.
Take advantage of the free reminder by e-mail – so you never miss a 3a payment again.
On January 1, 2025, the maximum AHV pension will increase by CHF 70 per month.
Other key pension figures will also increase as a result, for example in occupational benefits insurance or the deductions in pillar 3a.
Find out what will change in the key pension figures in 2025.
A pillar 3a partial withdrawal could revolutionize retirement provision for many people.
Imagine being able to withdraw your 3a flexibly and in stages, instead of just whole accounts at once.
This could soon become a reality.
Discover what is being discussed and how you can benefit from it.
You save diligently in 3a, but who benefits from your pillar 3a in the event of your death?
The answer might surprise you.
Find out how you can ensure that your loved ones benefit.
Thinking about Bitcoin for your retirement savings?
With all-time highs being reached, some people are considering Bitcoin as a good investment option for their retirement savings.
Discover five key reasons why this might not be a good idea in this article.
Are you looking for guaranteed security and potential returns for your retirement provision?
Bench 3a could be the right solution for you.
In this experience report, we check out the innovative Bench 3a pension product for you.
Cryptocurrencies such as Bitcoin and Ethereum are on everyone’s lips.
Many want to profit from them.
Pillar 3a with Bitcoin is now possible.
We do the check.
Are cryptos worthwhile in pension provision?
With finpension Bitcoin, you have been able to invest 100% of your pillar 3a in Bitcoin since January 2024.
Investing in cryptos has been possible with finpension since 2021.
We check the offer.
Discover everything you need to know about finpension bitcoin in the article.
With VIAC, you can now invest in 100% Bitcoin in your pillar 3a.
The high price fluctuations make many people dream of quick money.
Do you need Bitcoin in your pension plan?
Digital pension apps have become increasingly important in recent years.
However, not all digital apps have been able to assert themselves on the market.
In this article, we take a look at three such digital pension apps: Pando 3a, Sparbatze 3a and Freya 3a.
What are the best tips and tricks for your pillar 3a?
After all, you’re putting a lot of money into it.
But many people make unnecessary mistakes and give money away.
We’ll show you the 10 mistakes you can easily avoid in pillar 3a.
Because we think you can easily learn from other people’s mistakes.
The pillar 3a maximum amount is redefined every two years at the latest in 2024.
Read the article to find out the maximum amount you can pay in for maximum tax savings.
Take advantage of the free reminder by e-mail – so you never miss a 3a payment again.
The pension key figures 2024 for the maximum AHV pension 2024, occupational pension provision and pillar 3a determine how high your pensions will be.
The AHV reform will take effect on January 1, 2024, but there will be few changes to the 2024 key pension figures.
Find out what is changing and how much you can deduct from pillar 3a in 2024.
How many pillar 3a accounts should I open?
From what amount should I open a new pillar 3a account?
And: how many pillar 3a accounts are allowed?
Can I have several pillar 3a accounts at the same bank?
We hear these questions again and again.
Discover the five-account rule for pillar 3a and how you can save tax effectively.
Want to manage your retirement savings easily and conveniently? Then our frankly Pillar 3a experiences could show you the way to the right solution. In this testimonial, we will tell you all about frankly and show you if it is the right choice for you.
The Federal Social Insurance Office set the maximum pillar 3a amount in 2023. This is because there is usually an adjustment every 2 years. Find out which increased maximum amount applies in 2023 compared to the previous year.
Who can pay into pillar 3a?
What are the requirements for your payment to result in a tax deduction?
In this basic article, we take a closer look with numerous case studies: Pillar 3a as an employee, Pillar 3a in part-time employment, Pillar 3a as a self-employed person, Pillar 3a without income, Pillar 3a without gainful employment and in the event of unemployment, Pillar 3a in the year of retirement, in the event of early retirement and after retirement, Pillar 3a with an IV pension and the amount of Pillar 3a payment per person for married couples.
Already had experience with finpension 3a? Many people think of VIAC when they think of securities in pillar 3a because of the low fees. But with finpension it’s even cheaper. We have known and used finpension for a long time. Benefit from our experience and the finpension 3a voucher code SMLUTQ.
Inyova 3a aims to enable people to invest their retirement savings simply and digitally. And in such a way that the investments correspond to your values and have a positive impact on the world. We talk to CEO Tillmann Lang about sustainable investing with ESG funds, greenwashing and impact investing. In this exclusive interview, Tillmann tells us how Inyova Pillar 3a came about and shares details about Inyova’s impact investing approach. He also talks about his plans and gives you a very special Inyova promo code SMOLIO.
VIAC pillar 3a fees: How does VIAC compare with frankly and finpension? What is included in the fees and what is not?
VIAC Life is free insurance cover for securities savings with VIAC for pillar 3a or for vested benefits. But what exactly is VIAC Life basic protection? What are the benefits of basic protection? Should I choose death risk or disability risk cover? We asked critical questions and provide the answers…
At the end of every year, banks, insurance companies and financial service providers advertise pillar 3a like crazy. And many people ask themselves: is a pillar 3a fund worthwhile? Is a pillar 3a securities solution worthwhile? Or is a pillar 3a savings account worthwhile for me? We’ve done the research…
You are already familiar with the three-pillar pension system in Switzerland and know how important pillar 3a is for you. But are you also familiar with pillar 3b and the differences to pillar 3a? Read on and find out what it means to invest in pillar 3b.
Tired of low interest rates on your pillar 3a retirement savings account and want to make your retirement savings work harder for you?
Switch your pillar 3a and get more out of your money.
You’ll get much more out of securities in the long term than a savings booklet.
That’s why we’ve looked at the best offers for pillar 3a with securities.
But how exactly does switching pillar 3a actually work?
We tried it out and show you step by step.
New year, new plans for your private pension? We talk to Daniel Peter from VIAC about pillar 3a. Like us at Smolio, Daniel wants to make a contribution to better pension provision in Switzerland with his company VIAC. In this interview, he explains how VIAC came about, shares his views on pillar 3a and provides valuable background information and tips.
50% of Swiss between the ages of 18 and 30 do not have a 3rd pillar. That is twice as many as all adults. The reasons for this are their young age and lack of know-how. But when is the right time to take care of your pension provision? And…
If you want to invest in passive pillar 3a products, you are not necessarily spoiled for choice. Many banks do not offer passive pension ETFs, preferring to sell their own, often more expensive active funds. We have therefore done some research and put together a list of the most attractive…
When saving in pillar 3a, you also have the option of investing your money in funds in addition to the traditional savings account. For some time now, these have also been available with a higher equity component. Let’s take a look at how you can make even more of your…
Reto is 34 years old and is looking forward to spring – he can finally get out on his mountain bike more often. His thoughts are of sunshine, mountains and nature. Understandable! And yet Reto should pay in his pillar 3a at the beginning of the year. We show you…
The 3rd pillar is your voluntary, private pension provision for retirement. How well do you know about it? We clear up the most common pillar 3a misconceptions and myths. Are you right about all the questions? Find out.
