When we hear the word “wealth”, we think of high incomes, company profits, inheritances and real estate.
For most people, however, their retirement assets in their pension fund represent their largest financial asset.
Discover what you will receive as a pension later on.
When can I retire? The answer to this question has recently changed significantly in Switzerland. This is because the Swiss population’s acceptance of the AHV21 reform has brought major changes. Not only women are affected by the change in the start of retirement. It also affects everyone who wants to…
Saving for old age. Sure, what you can do today, I’m happy to put off until tomorrow. Better to live now, later is still possible. Right? Get to know the five key factors that determine how much money you’ll get later. And no matter what type of saver you are,…
Relaxing, traveling, chilling out.
3 out of 4 Swiss employees dream of taking time out.
We take a look at the financial consequences of a sabbatical for your pension provision.
What are missing years? Missing years are years in the AHV contribution period in which your account has gaps in contributions. This is because how much AHV pension you will receive in the future depends on how many contributions you have paid and for how long. Shortfall years are therefore…
Vested benefits are money that you are entitled to if you leave a pension fund before it pays out benefits for you. The vested benefits are also known as termination benefits or vested benefits money.
Your pension fund is probably your biggest financial asset. It provides you with an annual report in the form of a pension fund statement. Nicole doesn’t really understand her pension fund statement. Do you feel the same way? We shed some light on the subject and clarify the most important…
Sounds logical so far. Have you ever thought about not working until your mid-60s? Some people dream of retiring at 50. Others reckon with the statutory retirement age, but would still like to have the choice. Find out how early retirement works in the Swiss pension system and which considerations…
After an intensive development period, we are delighted to have completed the pension check. We hope you are pleased that you now have a clearer picture of your pension provision. Because the referendum campaign on the 2020 pension reform is heating up. According to a survey by Tamedia, the reform…
Answering this question is anything but trivial. Whether you consider yourself a winner or a loser depends on personal factors. For example, your age, gender and income. And last but not least, your attitude. How do you see yourself?
In the fall, we will be voting on the 2020 pension reform. The reduction in the conversion rate for pension funds is currently being discussed in many places. Many people are asking themselves what the reform actually means. How much could I lose? Do I have to do anything?
How much money a pensioner needs in Switzerland varies from person to person. What you can assume, however, is that as a retired person you will have much less than today without your own precautionary measures. And around 40% less income that you have to get by with. How does…
