{"id":8560,"date":"2024-09-02T17:50:00","date_gmt":"2024-09-02T15:50:00","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/pillar-3a-maximum-amount-2025\/"},"modified":"2024-10-28T22:02:15","modified_gmt":"2024-10-28T21:02:15","slug":"pillar-3a-maximum-amount-2025","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-maximum-amount-2025\/","title":{"rendered":"Pillar 3a maximum amount 2025: all information"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Lesedauer<\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">Minuten<\/span><\/span>\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bd6f478\" data-block-id=\"bd6f478\"><p class=\"stk-block-text__text\">On August 28, 2024, the Federal Council <a href=\"https:\/\/www.smolio.ch\/wissen\/maximale-ahv-rente-2025-remtenhoehe-schweiz\/\">set<\/a> the new AHV maximum pension for the coming year. This automatically results in the new pillar 3a maximum amount for 2025. Find out in the article which 3a maximum amount will apply from 2025.  <\/p><\/div>\n\n<!--more-->\n\n<nav class=\"wp-block-stackable-table-of-contents stk-block-table-of-contents stk-block stk-fdc7a70 stk-block-background\" data-block-id=\"fdc7a70\"><p class=\"stk-table-of-contents__title\">We discuss this content in the article on the pillar 3a maximum amount 2025:<\/p><ul class=\"stk-table-of-contents__table\"><li><a href=\"#das-ist-der-neue-saule-3-a-maximalbetrag-2025-fur-angestellte-und-selbststandige\">This is the new pillar 3a maximum amount for 2025 for employees and the self-employed<\/a><ul><li><a href=\"#saule-3-a-maximalbetrag-2025-mit-pensionskasse-7258-franken\">Pillar 3a maximum amount 2025 with pension fund: CHF 7,258<\/a><\/li><li><a href=\"#saule-3-a-maximalbetrag-2025-ohne-pensionskasse-36288-franken\">Pillar 3a maximum amount 2025 without pension fund: 36,288 francs<\/a><\/li><\/ul><\/li><li><a href=\"#ich-habe-mehrere-3-a-konten-wie-hoch-ist-der-3-a-maximalbetrag-2025-bei-mehreren-konten\">Ich habe mehrere 3a Konten. Wie hoch ist der 3a Maximalbetrag 2025 bei mehreren Konten? <\/a><\/li><li><a href=\"#wie-wird-der-saule-3-a-maximalbetrag-2025-ermittelt\">How is the pillar 3a maximum amount 2025 determined?<\/a><ul><\/ul><\/li><li><a href=\"#historische-entwicklung-des-saule-3-a-maximalbetrags\">Historical development of the pillar 3a maximum amount<\/a><ul><\/ul><\/li><li><a href=\"#bis-wann-muss-ich-den-3-a-maximalbetrag-2025-einzahlen\">By when do I have to pay in the 3a maximum amount in 2025?<\/a><\/li><li><a href=\"#zusammenfassung-saule-3-a-maximalbetrag-2025\">Summary of pillar 3a maximum amount 2025<\/a><\/li><\/ul><\/nav>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-dff32ca\" id=\"das-ist-der-neue-saule-3-a-maximalbetrag-2025-fur-angestellte-und-selbststandige\" data-block-id=\"dff32ca\"><h2 class=\"stk-block-heading__text\">This is the new pillar 3a maximum amount for 2025 for employees and the self-employed<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e0feab2\" data-block-id=\"e0feab2\"><p class=\"stk-block-text__text\">In 2025, the maximum pillar 3a amount will increase compared to the previous year.\nThe maximum amount for paying into pillar 3a in 2025 will increase.\nThe following maximum contribution for pillar 3a therefore applies for 2025:  <\/p><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5bb1efb\" id=\"saule-3-a-maximalbetrag-2025-mit-pensionskasse-7258-franken\" data-block-id=\"5bb1efb\"><h3 class=\"stk-block-heading__text has-text-align-left\">Pillar 3a maximum amount 2025 with pension fund: CHF 7,258<\/h3><\/div>\n\n<p data-block-type=\"core\">This is the so-called small maximum contribution for employees with a pension fund. They may pay in <strong>a maximum of<\/strong> <strong>CHF <\/strong> <strong>7,258<\/strong>. This is 202 francs more than in the previous year.  <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-3112f5f stk-block-background callout\" data-block-id=\"3112f5f\" data-block-type=\"core\" data-block-type=\"core\"><style>.stk-3112f5f{background-color:#02b875 !important;margin-bottom:40px !important}.stk-3112f5f:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-3112f5f-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4a4cbd5\" data-v=\"4\" data-block-id=\"4a4cbd5\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4a4cbd5-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4a4cbd5-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-fe9674b\" data-block-id=\"fe9674b\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-6627\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG.png\" width=\"1200\" height=\"800\" alt=\"Smolio pension check shows income in retirement with Pensions 2020\" title=\"\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG.png 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-800x533.png 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-315x210.png 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-768x512.png 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-360x240.png 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-400x267.png 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4891e88\" data-v=\"4\" data-block-id=\"4891e88\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4891e88-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4891e88-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-addbbcb\" id=\"finde-die-beste-saule-3-a\" data-block-id=\"addbbcb\"><style>.stk-addbbcb .stk-block-heading__text{color:#ffffff !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Find the best pillar 3a<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c2849cd\" data-block-id=\"c2849cd\"><style>.stk-c2849cd .stk-block-text__text{color:#ffffff !important}<\/style><p class=\"stk-block-text__text has-text-color\">Unbelievable &#8211; most people pay too much for their pillar 3a and get too little return.\nAre you one of them?\nFind out which pillar 3a is best suited to you with just a few clicks in our free comparison.    <\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-38be4a0\" data-block-id=\"38be4a0\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-1f879d2\" data-block-id=\"1f879d2\"><style>.stk-1f879d2 .stk-button{background:#192483 !important;border-top-left-radius:30px !important;border-top-right-radius:30px !important;border-bottom-right-radius:30px !important;border-bottom-left-radius:30px !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/finder.smolio.ch\/\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-button__inner-text\">Find the best pillar 3a<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-a0a29cc\" id=\"saule-3-a-maximalbetrag-2025-ohne-pensionskasse-36288-franken\" data-block-id=\"a0a29cc\"><h3 class=\"stk-block-heading__text has-text-align-left\">Pillar 3a maximum amount 2025 without pension fund: 36,288 francs<\/h3><\/div>\n\n<p data-block-type=\"core\">This is the so-called small maximum contribution for employed persons <strong>without a pension fund<\/strong>. They may pay in up to 20% of their net earned income, <strong>up to a maximum of<\/strong> <strong>CHF <\/strong> <strong>36,288<\/strong>. This is CHF 1,008 more than in the previous year.  <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-7f8e3d8 stk-block-background\" data-block-id=\"7f8e3d8\"><style>.stk-7f8e3d8 {background-color:#02b875 !important;}.stk-7f8e3d8:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-7f8e3d8-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f08d2fd\" data-v=\"4\" data-block-id=\"f08d2fd\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f08d2fd-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f08d2fd-inner-blocks\">\n<h3 class=\"wp-block-heading has-white-color has-text-color\" id=\"h-unser-tipp\">Our tip:<\/h3>\n\n\n\n<p class=\"has-white-color has-text-color\" id=\"h-unser-tipp-gut-rechnen-ist-angesagtfalls-du-die-effektiven-kosten-f-rs-arbeitszimmer-abziehst-verlierst-du-den-pauschal-abzug-f-r-die-berufskosten-denn-es-geht-nur-entweder-abzug-der-effektien-kosten-oder-pauschalabzug-f-r-homeoffice-tage-kannst-du-auch-keine-fahrtkosten-abziehen-rechne-daher-gut-nach-was-dir-den-h-heren-abzug-bringt-vermutlich-f-hrst-du-in-den-meisten-f-llen-besser-mit-dem-pauschalabzug\" data-block-type=\"core\">The new maximum amount does not apply until 2025, which means that you may <em>not<\/em> pay in <em>more<\/em> than the current maximum amount of CHF 7,056 or CHF 35,280 until December 31, 2024. More is not better &#8211; because the overpaid amount is not recognized as a deduction for tax purposes.  <\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<p data-block-type=\"core\">The maximum deductions are also the relevant deposit limit. This means that you may not pay in more and may not deduct more than this amount from your taxes. Rounding up is also not permitted for deposits.\ud83d\ude09<\/p>\n\n<p data-block-type=\"core\">In the following I will go into 2-3 common cases, because I am asked about them again and again:<\/p>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\"><strong>&#8220;Being gainfully employed&#8221;<\/strong> means that you are paid wages subject to AHV contributions.<\/li>\n\n\n\n<li data-block-type=\"core\"><strong>Part-time<\/strong> employees may pay in the maximum amount, even if they do not work 100%.<\/li>\n\n\n\n<li data-block-type=\"core\">In the case of <strong>married couples <\/strong>with two incomes, each person may claim the maximum amount for themselves.<\/li>\n\n\n\n<li data-block-type=\"core\">Yes, you can pay in the full Pillar 3a maximum amount in 2025, <strong>the year you retire<\/strong>.<\/li>\n<\/ul>\n\n<p data-block-type=\"core\">You can find out more in our numerous <a href=\"https:\/\/www.smolio.ch\/en\/wissen\/tag\/pillar-3a\/\">specialist articles<\/a> on pillar 3a.<\/p>\n\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-5ccdc81\" data-block-id=\"5ccdc81\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-9227\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/26185633\/Smolio_Blog_Saule-3a-Maximalbetrag_2.webp\" width=\"1200\" height=\"800\" alt=\"Pillar 3a maximum amount 2025\" title=\"\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/26185633\/Smolio_Blog_Saule-3a-Maximalbetrag_2.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/26185633\/Smolio_Blog_Saule-3a-Maximalbetrag_2-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/26185633\/Smolio_Blog_Saule-3a-Maximalbetrag_2-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/26185633\/Smolio_Blog_Saule-3a-Maximalbetrag_2-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/26185633\/Smolio_Blog_Saule-3a-Maximalbetrag_2-360x240.webp 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/26185633\/Smolio_Blog_Saule-3a-Maximalbetrag_2-400x267.webp 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/span><\/figure><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d0d701e\" id=\"ich-habe-mehrere-3-a-konten-wie-hoch-ist-der-3-a-maximalbetrag-2025-bei-mehreren-konten\" data-block-id=\"d0d701e\"><h2 class=\"stk-block-heading__text\">I have several 3a accounts. What is the maximum 3a amount in 2025 for several accounts? <\/h2><\/div>\n\n<p data-block-type=\"core\">No, you won&#8217;t get any more \ud83d\ude22 Regardless of whether you have one, three, five or ten accounts &#8211; the 3a maximum amount will not change or increase as a result. You can pay in as much as you want each year: the main thing is that <em>you do not pay in more<\/em> than the current 3a maximum amount. This is because only payments up to this amount are deductible.<\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-0d94709 stk-block-background\" data-block-id=\"0d94709\"><style>.stk-0d94709 {background-color:#02b875 !important;margin-bottom:40px !important;}.stk-0d94709:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-0d94709-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-cfdb037\" data-v=\"4\" data-block-id=\"cfdb037\"><style>.stk-cfdb037 {padding-top:20px !important;padding-right:20px !important;padding-bottom:20px !important;padding-left:20px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-cfdb037-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-cfdb037-inner-blocks\">\n<p class=\"has-white-color has-text-color\" data-block-type=\"core\">Related content<\/p>\n\n\n\n<div class=\"wp-block-stackable-posts stk-block-posts stk-block stk-2880b1f alignwide is-style-horizontal-2\" data-v=\"2\" data-block-id=\"2880b1f\"><style>.stk-2880b1f {--stk-columns:1 !important;}.stk-2880b1f .stk-block-posts__image-link:not(:empty){width:25% !important;}.stk-2880b1f .stk-img-wrapper{height:100% !important;}.stk-2880b1f .stk-block-posts__title a{color:#ffffff !important;}.stk-2880b1f .stk-block-posts__excerpt p{color:#ffffff !important;}.stk-2880b1f .stk-block-posts__readmore{color:#192483 !important;}@media screen and (max-width: 767px){.stk-2880b1f .stk-block-posts__image-link:not(:empty){width:100% !important;}}<\/style><div class=\"stk-inner-blocks stk-content-align stk-2880b1f-column alignwide\"><div class=\"stk-block-posts__items\"><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-2880b1f-container stk--no-background stk--no-padding\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a.webp\" class=\"attachment-full size-full wp-post-image\" alt=\"Wie viele 3a Konten\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-360x240.webp 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-400x267.webp 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" title=\"\"><\/figure><\/a><article class=\"stk-container-padding\"><h3 class=\"stk-block-posts__title has-text-color\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\">How many 3a accounts make sense?<\/a><\/h3><div class=\"stk-block-posts__excerpt has-text-color\">How many pillar 3a accounts should I open? From what amount should I open a new pillar 3a account? And: how many pillar 3a accounts are allowed? Can I have several pillar 3a accounts at the same bank? We hear these questions again and again. Discover the five-account rule for pillar 3a and how you&#8230;<\/div><a class=\"stk-block-posts__readmore has-text-color\" href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\">Continue Reading<\/a><\/article><\/div><\/div><\/div><div class=\"stk-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-ce42d21\" id=\"wie-wird-der-saule-3-a-maximalbetrag-2025-ermittelt\" data-block-id=\"ce42d21\"><h2 class=\"stk-block-heading__text\">How is the pillar 3a maximum amount 2025 determined?<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-55b6198\" data-block-id=\"55b6198\"><p class=\"stk-block-text__text\">The Federal Council sets the maximum AHV pension at least every two years. In doing so, it takes price and salary trends into account. \ud83d\udcc8 Numerous other <a href=\"\">pension figures<\/a> are derived from this figure, including the maximum BVG annual salary. According to Article 7 paragraph 1 BVV 3, contributions to recognized forms of pension provision of up to 8% or 40% of the maximum BVG annual salary can be deducted each year (see <a href=\"\">circular no. 18<\/a> of the EStV on the tax treatment of pillar 3a pension contributions and benefits).   <\/p><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-8c87e1a\" data-block-id=\"8c87e1a\"><p class=\"stk-block-text__text\">This leads to the <strong>following maximum deductions<\/strong> in pillar 3a 2025:<\/p><\/div>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\">8% of 90,720 = <strong>CHF 7,258 for employees with a pension fund<\/strong>, the &#8220;small&#8221; pillar 3a contribution (Art. 7 para. 1 letter a BVV 3)<\/li>\n\n\n\n<li data-block-type=\"core\">40 % of 90,720 = <strong>36,288 francs for employed persons without a pension fund<\/strong>, the &#8220;large&#8221; pillar 3a contribution (Art. 7 para. 1 letter b BVV 3)<\/li>\n<\/ul>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-97deae0\" data-block-id=\"97deae0\"><p class=\"stk-block-text__text\">The results are rounded to whole francs.<\/p><\/div>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-ce8bf7b stk-block-background\" data-block-id=\"ce8bf7b\"><style>.stk-ce8bf7b {background-color:#02b875 !important;}.stk-ce8bf7b:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ce8bf7b-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f14464e\" data-v=\"4\" data-block-id=\"f14464e\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f14464e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f14464e-inner-blocks\">\n<h3 class=\"wp-block-heading has-white-color has-text-color\" id=\"h-unser-saule-3a-tipps-kostenlos-an-die-einzahlung-erinnern-lassen\">Our pillar 3a tip: <strong>get a free reminder to pay in<\/strong><\/h3>\n\n\n\n<p class=\"has-white-color has-text-color\" id=\"h-unser-tipp-gut-rechnen-ist-angesagtfalls-du-die-effektiven-kosten-f-rs-arbeitszimmer-abziehst-verlierst-du-den-pauschal-abzug-f-r-die-berufskosten-denn-es-geht-nur-entweder-abzug-der-effektien-kosten-oder-pauschalabzug-f-r-homeoffice-tage-kannst-du-auch-keine-fahrtkosten-abziehen-rechne-daher-gut-nach-was-dir-den-h-heren-abzug-bringt-vermutlich-f-hrst-du-in-den-meisten-f-llen-besser-mit-dem-pauschalabzug\" data-block-type=\"core\">With the pillar 3a timer, you&#8217;ll never miss your pillar 3a payment again.\nWe&#8217;ll remind you to pay into your pillar 3a free of charge.\nSimply enter your next steps below.\nDepending on the reminder cycle you choose, we will send your text entry in the &#8220;My next steps&#8221; field 30, 90 or 365 days later.\nAnd of course: you&#8217;ll also find a link to unsubscribe in every email \ud83d\ude09    <\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group aligncenter stk-block-button-group stk-block stk-24c7a8d\" data-block-id=\"24c7a8d\"><style>.stk-24c7a8d .stk-button-group{flex-direction:row !important;}@media screen and (max-width: 1023px){.stk-24c7a8d .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-24c7a8d .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-b7956b5\" data-block-id=\"b7956b5\"><style>.stk-b7956b5 .stk-button{background:#192483 !important;border-top-left-radius:25px !important;border-top-right-radius:25px !important;border-bottom-right-radius:25px !important;border-bottom-left-radius:25px !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/www.smolio.ch\/en\/pillar-3a-reminder-your-pacemaker\/\"><span class=\"stk-button__inner-text\">Activate free reminder  <\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-347649b\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags\" data-block-id=\"347649b\"><h2 class=\"stk-block-heading__text\">Historical development of the pillar 3a maximum amount<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-ee51957\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags-br-die-saule-3-a-wurde-in-der-bvv-3-verordnung-geregelt-und-ist-am-1-januar-1987-in-kraft-getreten-verordnung-vom-13-november-1985-uber-die-steuerliche-abzugsberechtigung-fur-beitrage-an-anerkannte-vorsorgeformen-bvv-3-https-www-fedlex-admin-ch-eli-cc-1985-1778-1778-1778-de-print-true-br-in-der-regel-wird-der-saule-3-a-maximalbetrag-alle-zwei-jahre-angepasst-denn-dieser-ist-an-die-entwicklung-der-ahv-rente-gekoppelt-folgende-tabelle-zeigt-dir-die-entwicklung-der-saule-3-a-maximalbetrage\" data-block-id=\"ee51957\"><p class=\"stk-block-text__text\">Voluntary pension provision (Pillar 3a) was regulated in the <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1985\/1778_1778_1778\/de?print=true\" target=\"_blank\" rel=\"noreferrer noopener\">BVV3 Ordinance<\/a> and came into force on January 1, 1987. The framework for this is set out in the Ordinance of 13 November 1985 on the tax deductibility of contributions to recognized forms of pension provision (&#8220;BVV 3&#8221;).   <\/p><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d931b97\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags-br-die-saule-3-a-wurde-in-der-bvv-3-verordnung-geregelt-und-ist-am-1-januar-1987-in-kraft-getreten-verordnung-vom-13-november-1985-uber-die-steuerliche-abzugsberechtigung-fur-beitrage-an-anerkannte-vorsorgeformen-bvv-3-https-www-fedlex-admin-ch-eli-cc-1985-1778-1778-1778-de-print-true-br-in-der-regel-wird-der-saule-3-a-maximalbetrag-alle-zwei-jahre-angepasst-denn-dieser-ist-an-die-entwicklung-der-ahv-rente-gekoppelt-folgende-tabelle-zeigt-dir-die-entwicklung-der-saule-3-a-maximalbetrage\" data-block-id=\"d931b97\"><p class=\"stk-block-text__text\">As a rule, the pillar 3a maximum amount is adjusted every two years, as it is linked to the development of the AHV pension.\nYou can see the historical development of the pillar 3a maximum amount in the chart.   <\/p><\/div>\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-e362483 is-style-default\" data-block-id=\"e362483\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0e0fc20 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"0e0fc20\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0e0fc20-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-0e0fc20-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-21ee88b\" data-block-id=\"21ee88b\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d51a558\" id=\"historische-entwicklung-saule-3-a-maximalbetrag-von-1985-2025\" data-block-id=\"d51a558\"><h4 class=\"stk-block-heading__text\">Historical development of pillar 3a maximum amount from 1985 &#8211; 2025<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-8b4dc70\" data-block-id=\"8b4dc70\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><lineargradient id=\"linear-gradient-8b4dc70\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-b-4-dc-70-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-b-4-dc-70-color-2)\"><\/stop><\/lineargradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fdb6aa8 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"fdb6aa8\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fdb6aa8-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center stk-block-content stk-inner-blocks stk-fdb6aa8-inner-blocks\">\n<div class=\"embed-container\"><iframe title=\"Entwicklung Maximalbetrag S\u00e4ule 3a\" aria-label=\"Split bars\" id=\"datawrapper-chart-8uMOP\" src=\"https:\/\/datawrapper.dwcdn.net\/8uMOP\/3\/\" scrolling=\"no\" frameborder=\"0\" style=\"width: 0; min-width: 100% !important; border: none;\" height=\"1098\" data-external=\"1\"><\/iframe><script type=\"text\/javascript\">!function(){\"use strict\";window.addEventListener(\"message\",(function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data[\"datawrapper-height\"][t]+\"px\";e[r].style.height=i}}}))}();<\/script><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-53525df stk-block-background\" data-block-id=\"53525df\"><style>.stk-53525df {background-color:#02b875 !important;margin-bottom:40px !important;}.stk-53525df:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-53525df-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-375282a\" data-v=\"4\" data-block-id=\"375282a\"><style>.stk-375282a {padding-top:20px !important;padding-right:20px !important;padding-bottom:20px !important;padding-left:20px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-375282a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-375282a-inner-blocks\">\n<p class=\"has-white-color has-text-color\" data-block-type=\"core\">Related content<\/p>\n\n\n\n<div class=\"wp-block-stackable-posts stk-block-posts stk-block stk-86547d4 alignwide is-style-horizontal-2\" data-v=\"2\" data-block-id=\"86547d4\"><style>.stk-86547d4 {--stk-columns:1 !important;}.stk-86547d4 .stk-block-posts__image-link:not(:empty){width:25% !important;}.stk-86547d4 .stk-img-wrapper{height:100% !important;}.stk-86547d4 .stk-block-posts__title a{color:#ffffff !important;}.stk-86547d4 .stk-block-posts__excerpt p{color:#ffffff !important;}.stk-86547d4 .stk-block-posts__readmore{color:#192483 !important;}@media screen and (max-width: 767px){.stk-86547d4 .stk-block-posts__image-link:not(:empty){width:100% !important;}}<\/style><div class=\"stk-inner-blocks stk-content-align stk-86547d4-column alignwide\"><div class=\"stk-block-posts__items\"><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-86547d4-container stk--no-background stk--no-padding\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen.webp\" class=\"attachment-full size-full wp-post-image\" alt=\"S\u00e4ule3a wer darf einzahlen\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-400x267.webp 400w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-360x240.webp 360w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" title=\"\"><\/figure><\/a><article class=\"stk-container-padding\"><h3 class=\"stk-block-posts__title has-text-color\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\">Pillar 3a Who can pay in?<\/a><\/h3><div class=\"stk-block-posts__excerpt has-text-color\">Who can pay into pillar 3a? What are the requirements for your payment to result in a tax deduction? In this basic article, we take a closer look with numerous case studies: Pillar 3a as an employee, Pillar 3a in part-time employment, Pillar 3a as a self-employed person, Pillar 3a without income, Pillar 3a without...<\/div><a class=\"stk-block-posts__readmore has-text-color\" href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\">Continue Reading<\/a><\/article><\/div><\/div><\/div><div class=\"stk-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-9c6a0c9\" id=\"bis-wann-muss-ich-den-3-a-maximalbetrag-2025-einzahlen\" data-block-id=\"9c6a0c9\"><h2 class=\"stk-block-heading__text\">By when do I have to pay in the 3a maximum amount in 2025?<\/h2><\/div>\n\n<p data-block-type=\"core\">In short: Your payment must be received by your pension provider in this calendar year so that you can claim the deduction in the same tax year. And it must be <em>booked<\/em> there. You can find out more about this in the corresponding <a href=\"\">technical article<\/a>.  <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-5b464bb stk-block-background\" data-block-id=\"5b464bb\"><style>.stk-5b464bb {background-color:#02b875 !important;margin-bottom:40px !important;}.stk-5b464bb:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-5b464bb-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-335bbfa\" data-v=\"4\" data-block-id=\"335bbfa\"><style>.stk-335bbfa {padding-top:20px !important;padding-right:20px !important;padding-bottom:20px !important;padding-left:20px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-335bbfa-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-335bbfa-inner-blocks\">\n<p class=\"has-white-color has-text-color\" data-block-type=\"core\">Related content<\/p>\n\n\n\n<div class=\"wp-block-stackable-posts stk-block-posts stk-block stk-892b338 alignwide is-style-horizontal-2\" data-v=\"2\" data-block-id=\"892b338\"><style>.stk-892b338 {--stk-columns:1 !important;}.stk-892b338 .stk-block-posts__image-link:not(:empty){width:25% !important;}.stk-892b338 .stk-img-wrapper{height:100% !important;}.stk-892b338 .stk-block-posts__title a{color:#ffffff !important;}.stk-892b338 .stk-block-posts__excerpt p{color:#ffffff !important;}.stk-892b338 .stk-block-posts__readmore{color:#192483 !important;}@media screen and (max-width: 767px){.stk-892b338 .stk-block-posts__image-link:not(:empty){width:100% !important;}}<\/style><div class=\"stk-inner-blocks stk-content-align stk-892b338-column alignwide\"><div class=\"stk-block-posts__items\"><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-892b338-container stk--no-background stk--no-padding\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-until-when-to-pay-in\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"801\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/06\/09215456\/Smolio-Blog_Saule-3a-bis-wann-einzahlen.webp\" class=\"attachment-full size-full wp-post-image\" alt=\"S\u00e4ule-3a-bis-wann-einzahlen\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/06\/09215456\/Smolio-Blog_Saule-3a-bis-wann-einzahlen.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/06\/09215456\/Smolio-Blog_Saule-3a-bis-wann-einzahlen-400x267.webp 400w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/06\/09215456\/Smolio-Blog_Saule-3a-bis-wann-einzahlen-800x534.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/06\/09215456\/Smolio-Blog_Saule-3a-bis-wann-einzahlen-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/06\/09215456\/Smolio-Blog_Saule-3a-bis-wann-einzahlen-768x513.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/06\/09215456\/Smolio-Blog_Saule-3a-bis-wann-einzahlen-360x240.webp 360w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" title=\"\"><\/figure><\/a><article class=\"stk-container-padding\"><h3 class=\"stk-block-posts__title has-text-color\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-until-when-to-pay-in\/\">Pillar 3a until when to pay in?<\/a><\/h3><div class=\"stk-block-posts__excerpt has-text-color\">At the latest at the turn of the year, many people are concerned with the deadline question: By when do I have to pay into pillar 3a? What is the latest deadline? And what is the deadline for the pillar 3a tax deduction? Read on and don&#8217;t miss the latest case law on the deadline...<\/div><a class=\"stk-block-posts__readmore has-text-color\" href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-until-when-to-pay-in\/\">Continue Reading<\/a><\/article><\/div><\/div><\/div><div class=\"stk-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-31ed2f8\" id=\"zusammenfassung-saule-3-a-maximalbetrag-2025\" data-block-id=\"31ed2f8\"><h2 class=\"stk-block-heading__text\">Summary of pillar 3a maximum amount 2025<\/h2><\/div>\n\n<p data-block-type=\"core\">The pillar 3a maximum amount 2025 will increase on January 1, 2025.\nEmployed persons with a pension fund may pay in a maximum of CHF 7,258.\nIf you are not affiliated to a pension fund, you may pay in up to 20 % of your net earned income, up to a maximum of CHF 36,288.  <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-1278kdg stk-block-background callout\" data-block-id=\"1278kdg\" data-block-type=\"core\" data-block-type=\"core\"><style>.stk-1278kdg{background-color:#02b875 !important;margin-bottom:40px !important}.stk-1278kdg:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-1278kdg-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-yj0ic28\" data-v=\"4\" data-block-id=\"yj0ic28\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-yj0ic28-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-yj0ic28-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-pb242tm\" data-block-id=\"pb242tm\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-827\" src=\"https:\/\/www.smolio.ch\/wp-content\/uploads\/2017\/08\/Vorsorgecheck-live_Einkommensu&#x308;bersicht-niedergelassene_Smolio-Wissen.png\" width=\"800\" height=\"566\" alt=\"Smolio pension check shows income in retirement with Pensions 2020\" title=\"\"><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-8b7ryyd\" data-v=\"4\" data-block-id=\"8b7ryyd\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-8b7ryyd-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-8b7ryyd-inner-blocks\"><p data-block-type=\"core\"><div class=\"mautic-slot\" data-slot-name=\"c2a-blog-finanzdashboard\"><\/p>\n<h3>Mach den ersten Schritt zur finanziellen Unabh\u00e4ngigkeit<\/h3>\n<p> In einer Minute siehst du deine Verm\u00f6gensentwicklung und dein Einkommen w\u00e4hrend der Rente. <\/p>\n<p> <a href=\"https:\/\/cockpit.smolio.ch\/de\/vorsorgecheck\/start\/1\/\" target=\"_blank\" rel=\"noopener\">Rentenrechner starten<\/a> <\/p>\n<p><\/div><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The pillar 3a maximum amount will increase from January 2025.<br \/>\nRead the article to find out the maximum amount you can pay in for maximum tax savings.<br \/>\nTake advantage of the free reminder by e-mail &#8211; so you never miss a 3a payment again.  <\/p>\n","protected":false},"author":8,"featured_media":8330,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2260],"tags":[2365,2262,2366,2716],"class_list":{"0":"post-8560","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-invest-in-pillar-3a","8":"tag-historical-development-of-pillar-3a-limit-amount","9":"tag-pillar-3a","10":"tag-pillar-3a-maximum-amount-2025","11":"tag-pillar-3a-multiple-accounts"},"nelio_content":{"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"efiAlt":"","efiUrl":"","followers":[],"highlights":[],"isAutoShareEnabled":false,"networkImageIds":[],"permalinkQueryArgs":[],"series":[],"suggestedReferences":[]},"featured_image_urls_v2":{"full":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025.webp",1200,800,false],"thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-315x210.webp",315,210,true],"medium":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-800x533.webp",800,533,true],"medium_large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-768x512.webp",768,512,true],"large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025.webp",1140,760,false],"1536x1536":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025.webp",1200,800,false],"2048x2048":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025.webp",1200,800,false],"davenport-blog-thumb":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-1140x694.webp",1140,694,true],"davenport-blog-thumb-grid":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-555x360.webp",555,360,true],"davenport-blog-thumb-widget":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-220x180.webp",220,180,true],"davenport-blog-thumb-masonry":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-360x240.webp",360,240,true],"woocommerce_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-400x267.webp",400,267,true],"woocommerce_gallery_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/09\/01223138\/Smolio_Blog_Saule-3a-Maximalbetrag-2025-300x300.webp",300,300,true]},"post_excerpt_stackable_v2":"<p>The pillar 3a maximum amount will increase from January 2025.<br \/>\nRead the article to find out the maximum amount you can pay in for maximum tax savings.<br \/>\nTake advantage of the free reminder by e-mail &#8211; so you never miss a 3a payment again.  <\/p>\n","category_list_v2":"<a href=\"https:\/\/www.smolio.ch\/en\/finanzthemen\/understanding-the-swiss-pension-system\/invest-in-pillar-3a\/\" rel=\"category tag\">Invest in pillar 3a<\/a>","author_info_v2":{"name":"Thomas","url":"https:\/\/www.smolio.ch\/en\/wissen\/author\/thomas\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/comments?post=8560"}],"version-history":[{"count":8,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8560\/revisions"}],"predecessor-version":[{"id":9292,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8560\/revisions\/9292"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media\/8330"}],"wp:attachment":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media?parent=8560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/categories?post=8560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/tags?post=8560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}