{"id":8592,"date":"2023-10-29T22:16:00","date_gmt":"2023-10-29T21:16:00","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/pillar-3a-maximum-amount-2023-how-much-tax-deduction-is-possible\/"},"modified":"2024-11-30T19:56:19","modified_gmt":"2024-11-30T18:56:19","slug":"pillar-3a-maximum-amount-2023-how-much-tax-deduction-is-possible","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-maximum-amount-2023-how-much-tax-deduction-is-possible\/","title":{"rendered":"Pillar 3a maximum amount 2023: how much tax deduction is possible?"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Lesedauer<\/span> <span class=\"rt-time\"> 3<\/span> <span class=\"rt-label rt-postfix\">Minuten<\/span><\/span>\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bd6f478\" data-block-id=\"bd6f478\"><p class=\"stk-block-text__text\">The Federal Social Insurance Office set the maximum pillar 3a amount in 2023.\nThis is because there is usually an adjustment every 2 years.\nFind out which increased maximum amount applies in 2023 compared to the previous year.  <\/p><\/div>\n\n<!--more-->\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-dff32ca\" id=\"das-sind-die-neuen-saule-3-a-maximalbetrage-2023\" data-block-id=\"dff32ca\"><h2 class=\"stk-block-heading__text\">These are the new pillar 3a maximum amounts for 2023<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e0feab2\" data-block-id=\"e0feab2\"><p class=\"stk-block-text__text\">In 2023, the pillar 3a maximum amount will increase significantly compared to last year.\nFrom 2023, as an employee you can deduct CHF 173 more than in the previous year.\nThe maximum amount you can pay into pillar 3a in 2023 is now:  <\/p><\/div>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\">for employees <strong>with a pension fund CHF 7,056 <\/strong>(small maximum amount pillar 3a 2023)  <\/li>\n\n\n\n<li data-block-type=\"core\">for employed persons <strong>without a pension fund<\/strong> up to 20 % of net earned income <strong>, up to a maximum of<\/strong> <strong>CHF <\/strong> <strong>35,280<\/strong> (the large maximum Pillar 3a 2023 amount for self-employed persons or part-time employees without a pension fund)<\/li>\n<\/ul>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a2cd365\" data-block-id=\"a2cd365\"><p class=\"stk-block-text__text\">The maximum deductions are also the relevant deposit limits. This means that you may not pay in more and may not deduct more than this amount from your taxes. Rounding up payments is not permitted.<\/p><\/div>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-3112f5f stk-block-background callout\" data-block-id=\"3112f5f\" data-block-type=\"core\" data-block-type=\"core\"><style>.stk-3112f5f{background-color:#02b875 !important;margin-bottom:40px !important}.stk-3112f5f:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-3112f5f-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4a4cbd5\" data-v=\"4\" data-block-id=\"4a4cbd5\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4a4cbd5-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4a4cbd5-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-fe9674b\" data-block-id=\"fe9674b\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-6627\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG.png\" width=\"1200\" height=\"800\" alt=\"Smolio pension check shows income in retirement with Pensions 2020\" title=\"\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG.png 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-800x533.png 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-315x210.png 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-768x512.png 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-360x240.png 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-400x267.png 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4891e88\" data-v=\"4\" data-block-id=\"4891e88\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4891e88-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4891e88-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-addbbcb\" id=\"finde-die-beste-saule-3-a\" data-block-id=\"addbbcb\"><style>.stk-addbbcb .stk-block-heading__text{color:#ffffff !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Find the best pillar 3a<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c2849cd\" data-block-id=\"c2849cd\"><style>.stk-c2849cd .stk-block-text__text{color:#ffffff !important}<\/style><p class=\"stk-block-text__text has-text-color\">Unbelievable &#8211; most people pay too much for their pillar 3a and get too little return.\nAre you one of them?\nFind out which pillar 3a is best suited to you with just a few clicks in our free comparison.    <\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-38be4a0\" data-block-id=\"38be4a0\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-1f879d2\" data-block-id=\"1f879d2\"><style>.stk-1f879d2 .stk-button{background:#192483 !important;border-top-left-radius:30px !important;border-top-right-radius:30px !important;border-bottom-right-radius:30px !important;border-bottom-left-radius:30px !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/finder.smolio.ch\/\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-button__inner-text\">Find the best pillar 3a<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-ce42d21\" id=\"wie-wird-der-saule-3-a-maximalbetrag-ermittelt\" data-block-id=\"ce42d21\"><h2 class=\"stk-block-heading__text\">How is the pillar 3a maximum amount determined?<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-55b6198\" data-block-id=\"55b6198\"><p class=\"stk-block-text__text\">The Federal Council sets the maximum AHV pension at least every two years.\nIn doing so, it takes price and wage trends into account.\nIn October 2022, the Federal Council decided to increase the maximum AHV pension by CHF 720 per year with effect from 1.1.2023.\nNumerous other <a href=\"\">pension figures<\/a> are derived from this maximum AHV pension, including the maximum BVG annual salary.\nAccording to Article 7 paragraph 1 BVV 3, contributions to recognized forms of pension provision of up to 8 percent or 40 percent of the maximum BVG annual salary are deductible per year (see <a href=\"\">circular no. 18<\/a> of the EStV on the tax treatment of pillar 3a pension contributions and benefits).    <\/p><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-8c87e1a\" data-block-id=\"8c87e1a\"><p class=\"stk-block-text__text\">This results in the following maximum deductions as the maximum pillar 3a amount in 2023:<\/p><\/div>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\">8% of 88,200 = CHF 7,056 for employees with a pension fund, the &#8220;small&#8221; pillar 3a contribution (Art. 7 para. 1 letter a BVV 3)<\/li>\n\n\n\n<li data-block-type=\"core\">40 % of 88,200 = 35,280 francs for employed persons without a pension fund, the &#8220;large&#8221; pillar 3a contribution (Art. 7 para. 1 letter b BVV 3)<\/li>\n<\/ul>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-97deae0\" data-block-id=\"97deae0\"><p class=\"stk-block-text__text\">The results are rounded to whole francs.<\/p><\/div>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-ce8bf7b stk-block-background\" data-block-id=\"ce8bf7b\"><style>.stk-ce8bf7b {background-color:#02b875 !important;}.stk-ce8bf7b:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ce8bf7b-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f14464e\" data-v=\"4\" data-block-id=\"f14464e\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f14464e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f14464e-inner-blocks\">\n<h3 class=\"wp-block-heading has-white-color has-text-color\" id=\"h-unser-saule-3a-tipps-kostenlos-an-die-einzahlung-erinnern-lassen\">Our pillar 3a tips: <strong>Get a free reminder to pay in<\/strong><\/h3>\n\n\n\n<p class=\"has-white-color has-text-color\" id=\"h-unser-tipp-gut-rechnen-ist-angesagtfalls-du-die-effektiven-kosten-f-rs-arbeitszimmer-abziehst-verlierst-du-den-pauschal-abzug-f-r-die-berufskosten-denn-es-geht-nur-entweder-abzug-der-effektien-kosten-oder-pauschalabzug-f-r-homeoffice-tage-kannst-du-auch-keine-fahrtkosten-abziehen-rechne-daher-gut-nach-was-dir-den-h-heren-abzug-bringt-vermutlich-f-hrst-du-in-den-meisten-f-llen-besser-mit-dem-pauschalabzug\" data-block-type=\"core\">With the pillar 3a pacemaker, you will no longer miss your pillar 3a payment. We will inform you free of charge about paying into your pillar 3a. Simply enter your next steps below. Depending on the selected reminder cycle, we will send your text entry in the &#8220;My next steps&#8221; field 30, 90 or 365 days later. And of course: you will also find a link to unsubscribe in every email \ud83d\ude09  <\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group aligncenter stk-block-button-group stk-block stk-24c7a8d\" data-block-id=\"24c7a8d\"><style>.stk-24c7a8d .stk-button-group{flex-direction:row !important;}@media screen and (max-width: 1023px){.stk-24c7a8d .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-24c7a8d .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-b7956b5\" data-block-id=\"b7956b5\"><style>.stk-b7956b5 .stk-button{background:#192483 !important;border-top-left-radius:25px !important;border-top-right-radius:25px !important;border-bottom-right-radius:25px !important;border-bottom-left-radius:25px !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/www.smolio.ch\/en\/pillar-3a-reminder-your-pacemaker\/\"><span class=\"stk-button__inner-text\">Activate free reminder  <\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-347649b\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags\" data-block-id=\"347649b\"><h2 class=\"stk-block-heading__text\">Historical development of the pillar 3a maximum amount<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-ee51957\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags-br-die-saule-3-a-wurde-in-der-bvv-3-verordnung-geregelt-und-ist-am-1-januar-1987-in-kraft-getreten-verordnung-vom-13-november-1985-uber-die-steuerliche-abzugsberechtigung-fur-beitrage-an-anerkannte-vorsorgeformen-bvv-3-https-www-fedlex-admin-ch-eli-cc-1985-1778-1778-1778-de-print-true-br-in-der-regel-wird-der-saule-3-a-maximalbetrag-alle-zwei-jahre-angepasst-denn-dieser-ist-an-die-entwicklung-der-ahv-rente-gekoppelt-folgende-tabelle-zeigt-dir-die-entwicklung-der-saule-3-a-maximalbetrage\" data-block-id=\"ee51957\"><p class=\"stk-block-text__text\">Voluntary pension provision (Pillar 3a) was regulated in the <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1985\/1778_1778_1778\/de?print=true\" target=\"_blank\" rel=\"noreferrer noopener\">BVV3 Ordinance<\/a> and came into force on January 1, 1987. The framework for this is set out in the Ordinance of 13 November 1985 on the tax deductibility of contributions to recognized forms of pension provision (&#8220;BVV 3&#8221;).   <\/p><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d931b97\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags-br-die-saule-3-a-wurde-in-der-bvv-3-verordnung-geregelt-und-ist-am-1-januar-1987-in-kraft-getreten-verordnung-vom-13-november-1985-uber-die-steuerliche-abzugsberechtigung-fur-beitrage-an-anerkannte-vorsorgeformen-bvv-3-https-www-fedlex-admin-ch-eli-cc-1985-1778-1778-1778-de-print-true-br-in-der-regel-wird-der-saule-3-a-maximalbetrag-alle-zwei-jahre-angepasst-denn-dieser-ist-an-die-entwicklung-der-ahv-rente-gekoppelt-folgende-tabelle-zeigt-dir-die-entwicklung-der-saule-3-a-maximalbetrage\" data-block-id=\"d931b97\"><p class=\"stk-block-text__text\">As a rule, the pillar 3a maximum amount is adjusted every two years, as it is linked to the development of the AHV pension.\nYou can see the historical development of the pillar 3a maximum amount in the chart.   <\/p><\/div>\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-e362483 is-style-default\" data-block-id=\"e362483\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0e0fc20 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"0e0fc20\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0e0fc20-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-0e0fc20-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-21ee88b\" data-block-id=\"21ee88b\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d51a558\" id=\"grafische-entwicklung-maximalbetrag-saule-3-a-von-1985-2024\" data-block-id=\"d51a558\"><h4 class=\"stk-block-heading__text\">Graphical development of maximum pillar 3a amount from 1985 &#8211; 2024<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-8b4dc70\" data-block-id=\"8b4dc70\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><lineargradient id=\"linear-gradient-8b4dc70\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-b-4-dc-70-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-b-4-dc-70-color-2)\"><\/stop><\/lineargradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fdb6aa8 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"fdb6aa8\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fdb6aa8-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center stk-block-content stk-inner-blocks stk-fdb6aa8-inner-blocks\">\n<div style=\"min-height:1074px\"><img decoding=\"async\" src=\"https:\/\/datawrapper.dwcdn.net\/8uMOP\/full.png\" alt=\"\" title=\"\"><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-7f8e3d8 stk-block-background\" data-block-id=\"7f8e3d8\"><style>.stk-7f8e3d8 {background-color:#02b875 !important;}.stk-7f8e3d8:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-7f8e3d8-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f08d2fd\" data-v=\"4\" data-block-id=\"f08d2fd\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f08d2fd-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f08d2fd-inner-blocks\">\n<h3 class=\"wp-block-heading has-white-color has-text-color\" id=\"h-unser-tipp-schau-dir-unsere-passenden-artikel-an\">Our tip: Take a look at our matching articles<\/h3>\n\n\n\n<div class=\"wp-block-stackable-posts stk-block-posts stk--has-container stk-block stk-36edb37 alignwide is-style-horizontal-2\" data-v=\"2\" data-block-id=\"36edb37\"><style>.stk-36edb37 {--stk-columns:1 !important;}.stk-36edb37 .stk-img-wrapper{height:100% !important;}<\/style><div class=\"stk-inner-blocks stk-content-align stk-36edb37-column alignwide\"><div class=\"stk-block-posts__items\"><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-36edb37-container stk-hover-parent\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a.webp\" class=\"attachment-full size-full wp-post-image\" alt=\"Wie viele 3a Konten\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-360x240.webp 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-400x267.webp 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" title=\"\"><\/figure><\/a><article class=\"stk-container-padding\"><h3 class=\"stk-block-posts__title\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\">How many 3a accounts make sense?<\/a><\/h3><div class=\"stk-block-posts__excerpt\">How many pillar 3a accounts should I open? From what amount should I open a new pillar 3a account? And: how many pillar 3a accounts are allowed? Can I have several pillar 3a accounts at the same bank? We hear these questions again and again. Discover the five-account rule for pillar 3a and how you&#8230;<\/div><a class=\"stk-block-posts__readmore\" href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\">Continue Reading<\/a><\/article><\/div><\/div><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-36edb37-container stk-hover-parent\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen.webp\" class=\"attachment-full size-full wp-post-image\" alt=\"S\u00e4ule3a wer darf einzahlen\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-400x267.webp 400w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-360x240.webp 360w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" title=\"\"><\/figure><\/a><article class=\"stk-container-padding\"><h3 class=\"stk-block-posts__title\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\">Pillar 3a Who can pay in?<\/a><\/h3><div class=\"stk-block-posts__excerpt\">Who can pay into pillar 3a? What are the requirements for your payment to result in a tax deduction? In this basic article, we take a closer look with numerous case studies: Pillar 3a as an employee, Pillar 3a in part-time employment, Pillar 3a as a self-employed person, Pillar 3a without income, Pillar 3a without&#8230;<\/div><a class=\"stk-block-posts__readmore\" href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\">Continue Reading<\/a><\/article><\/div><\/div><\/div><div class=\"stk-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-31ed2f8\" id=\"zusammenfassung-saule-3-a-maximalbetrag-2023\" data-block-id=\"31ed2f8\"><h2 class=\"stk-block-heading__text\">Summary of pillar 3a maximum amount 2023<\/h2><\/div>\n\n<p data-block-type=\"core\">The pillar 3a maximum amount in 2023 will increase significantly compared to the previous year. Employed persons with a pension fund may pay in a maximum of CHF 7,056. If you are not affiliated to a pension fund, you may pay in up to 20% of your net earned income, up to a maximum of CHF 35,280.  <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-mt21km7 stk-block-background callout\" data-block-id=\"mt21km7\" data-block-type=\"core\" data-block-type=\"core\"><style>.stk-mt21km7{background-color:#02b875 !important;margin-bottom:40px !important}.stk-mt21km7:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-mt21km7-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-o1h0d5n\" data-v=\"4\" data-block-id=\"o1h0d5n\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-o1h0d5n-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-o1h0d5n-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-tgxcvdi\" data-block-id=\"tgxcvdi\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-827\" src=\"https:\/\/www.smolio.ch\/wp-content\/uploads\/2017\/08\/Vorsorgecheck-live_Einkommensu&#x308;bersicht-niedergelassene_Smolio-Wissen.png\" width=\"800\" height=\"566\" alt=\"Smolio pension check shows income in retirement with Pensions 2020\" title=\"\"><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-e4ts1fx\" data-v=\"4\" data-block-id=\"e4ts1fx\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-e4ts1fx-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-e4ts1fx-inner-blocks\"><p data-block-type=\"core\"><div class=\"mautic-slot\" data-slot-name=\"c2a-blog-finanzdashboard\"><\/p>\n<h3>Mach den ersten Schritt zur finanziellen Unabh\u00e4ngigkeit<\/h3>\n<p> In einer Minute siehst du deine Verm\u00f6gensentwicklung und dein Einkommen w\u00e4hrend der Rente. <\/p>\n<p> <a href=\"https:\/\/cockpit.smolio.ch\/de\/vorsorgecheck\/start\/1\/\" target=\"_blank\" rel=\"noopener\">Rentenrechner starten<\/a> <\/p>\n<p><\/div><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Federal Social Insurance Office set the maximum pillar 3a amount in 2023. This is because there is usually an adjustment every 2 years. Find out which increased maximum amount applies in 2023 compared to the previous year.    <\/p>\n","protected":false},"author":8,"featured_media":6803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2260],"tags":[2365,2262,2410],"class_list":{"0":"post-8592","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-invest-in-pillar-3a","8":"tag-historical-development-of-pillar-3a-limit-amount","9":"tag-pillar-3a","10":"tag-pillar-3a-maximum-amount-2023"},"nelio_content":{"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"efiAlt":"","efiUrl":"","followers":[],"highlights":[],"isAutoShareEnabled":false,"networkImageIds":[],"permalinkQueryArgs":[],"series":[],"suggestedReferences":[]},"featured_image_urls_v2":{"full":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023.webp",1200,800,false],"thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-315x210.webp",315,210,true],"medium":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-800x533.webp",800,533,true],"medium_large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-768x512.webp",768,512,true],"large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023.webp",1140,760,false],"1536x1536":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023.webp",1200,800,false],"2048x2048":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023.webp",1200,800,false],"davenport-blog-thumb":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-1140x694.webp",1140,694,true],"davenport-blog-thumb-grid":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-555x360.webp",555,360,true],"davenport-blog-thumb-widget":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-220x180.webp",220,180,true],"davenport-blog-thumb-masonry":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-360x240.webp",360,240,true],"woocommerce_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-400x267.webp",400,267,true],"woocommerce_gallery_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/01215345\/Smolio_Blog_SSaule-3a-Maximalbetrag-2023-300x300.webp",300,300,true]},"post_excerpt_stackable_v2":"<p>The Federal Social Insurance Office set the maximum pillar 3a amount in 2023. This is because there is usually an adjustment every 2 years. Find out which increased maximum amount applies in 2023 compared to the previous year.    <\/p>\n","category_list_v2":"<a href=\"https:\/\/www.smolio.ch\/en\/finanzthemen\/understanding-the-swiss-pension-system\/invest-in-pillar-3a\/\" rel=\"category tag\">Invest in pillar 3a<\/a>","author_info_v2":{"name":"Thomas","url":"https:\/\/www.smolio.ch\/en\/wissen\/author\/thomas\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/comments?post=8592"}],"version-history":[{"count":3,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8592\/revisions"}],"predecessor-version":[{"id":9544,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8592\/revisions\/9544"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media\/6803"}],"wp:attachment":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media?parent=8592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/categories?post=8592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/tags?post=8592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}