{"id":8599,"date":"2024-01-07T08:10:00","date_gmt":"2024-01-07T07:10:00","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/lob-vested-benefits-account-what-is-it\/"},"modified":"2024-10-03T16:01:55","modified_gmt":"2024-10-03T14:01:55","slug":"lob-vested-benefits-account-what-is-it","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/lob-vested-benefits-account-what-is-it\/","title":{"rendered":"LOB vested benefits account – what is it?"},"content":{"rendered":"Lesedauer<\/span> 11<\/span> Minuten<\/span><\/span>\n

As an employee, you are generally insured under the second pillar.\nIf you leave your pension fund before drawing a pension, it will transfer your termination benefit either to a new pension fund or to your BVG vested benefits account.\nIn this article, we look at everything to do with vested benefits accounts, such as opening, fees and costs, switching, closure, withdrawal in various cases and tax consequences. <\/p>\n\n\n\n

Occupational benefits insurance (second pillar) is governed by the law on occupational benefits insurance.\nThis regulates, among other things, from which salary you receive which benefits (pension, lump sum) for risks (old age, death, disability).\nThe transfer of your capital when you change employer between your old and new pension fund is governed by the Vested Benefits Act.\nAnd this is where the pension fund’s vested benefits account comes into play. <\/p><\/div>\n\n

We answer these questions about vested benefits accounts and provide tips:<\/h2><\/div>\n\n