{"id":8602,"date":"2023-11-26T08:10:00","date_gmt":"2023-11-26T07:10:00","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/pillar-3a-maximum-amount-2024-how-much-tax-deduction-is-possible\/"},"modified":"2024-09-17T08:32:22","modified_gmt":"2024-09-17T06:32:22","slug":"pillar-3a-maximum-amount-2024-how-much-tax-deduction-is-possible","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-maximum-amount-2024-how-much-tax-deduction-is-possible\/","title":{"rendered":"Pillar 3a maximum amount 2024: how much tax deduction is possible?"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Lesedauer<\/span> <span class=\"rt-time\"> 3<\/span> <span class=\"rt-label rt-postfix\">Minuten<\/span><\/span>\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bd6f478\" data-block-id=\"bd6f478\"><p class=\"stk-block-text__text\">The Federal Social Insurance Office set the maximum pillar 3a amount in 2024.\nThis is because there is usually an adjustment every 2 years.\nFind out in the article which maximum amount will apply from 2024.  <\/p><\/div>\n\n<!--more-->\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-dff32ca\" id=\"das-sind-die-saule-3-a-maximalbetrage-2024\" data-block-id=\"dff32ca\"><h2 class=\"stk-block-heading__text\">These are the pillar 3a maximum amounts for 2024<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e0feab2\" data-block-id=\"e0feab2\"><p class=\"stk-block-text__text\">In 2024, the maximum pillar 3a amount will remain the same as last year.\nThe maximum amount for paying into pillar 3a in 2024 therefore remains unchanged.\nThe following maximum contribution for pillar 3a therefore applies for 2024:  <\/p><\/div>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\">Employed persons with a pension fund may pay in <strong>a maximum of<\/strong> <strong>CHF <\/strong> <strong>7,056.<\/strong> <\/li>\n\n\n\n<li data-block-type=\"core\">Employed persons <strong>without a pension fund<\/strong> may pay in up to 20% of their net earned income <strong>, up to a maximum of<\/strong> <strong>CHF <\/strong> <strong>35,280.<\/strong> <\/li>\n<\/ul>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a2cd365\" data-block-id=\"a2cd365\"><p class=\"stk-block-text__text\">The maximum deductions are also the relevant deposit limit.\nThis means that you may not pay in more and may not deduct more than this amount for tax purposes.\nRounding up payments is not permitted.  <\/p><\/div>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-3112f5f stk-block-background callout\" data-block-id=\"3112f5f\" data-block-type=\"core\" data-block-type=\"core\"><style>.stk-3112f5f{background-color:#02b875 !important;margin-bottom:40px !important}.stk-3112f5f:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-3112f5f-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4a4cbd5\" data-v=\"4\" data-block-id=\"4a4cbd5\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4a4cbd5-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4a4cbd5-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-fe9674b\" data-block-id=\"fe9674b\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-6627\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG.png\" width=\"1200\" height=\"800\" alt=\"Smolio pension check shows income in retirement with Pensions 2020\" title=\"\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG.png 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-800x533.png 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-315x210.png 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-768x512.png 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-360x240.png 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/06183134\/Produktfinder-PC-3-Anbieter-with-BG-400x267.png 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4891e88\" data-v=\"4\" data-block-id=\"4891e88\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4891e88-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4891e88-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-addbbcb\" id=\"finde-die-beste-saule-3-a\" data-block-id=\"addbbcb\"><style>.stk-addbbcb .stk-block-heading__text{color:#ffffff !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Find the best pillar 3a<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c2849cd\" data-block-id=\"c2849cd\"><style>.stk-c2849cd .stk-block-text__text{color:#ffffff !important}<\/style><p class=\"stk-block-text__text has-text-color\">Unbelievable &#8211; most people pay too much for their pillar 3a and get too little return.\nAre you one of them?\nFind out which pillar 3a is best suited to you with just a few clicks in our free comparison.    <\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-38be4a0\" data-block-id=\"38be4a0\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-1f879d2\" data-block-id=\"1f879d2\"><style>.stk-1f879d2 .stk-button{background:#192483 !important;border-top-left-radius:30px !important;border-top-right-radius:30px !important;border-bottom-right-radius:30px !important;border-bottom-left-radius:30px !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/finder.smolio.ch\/\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-button__inner-text\">Find the best pillar 3a<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-ce42d21\" id=\"wie-wird-der-saule-3-a-maximalbetrag-ermittelt\" data-block-id=\"ce42d21\"><h2 class=\"stk-block-heading__text\">How is the pillar 3a maximum amount determined?<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-55b6198\" data-block-id=\"55b6198\"><p class=\"stk-block-text__text\">The Federal Council sets the maximum AHV pension at least every two years.\nIn doing so, it takes account of price and salary trends.\nNumerous other <a href=\"https:\/\/www.smolio.ch\/wissen\/vorsorgekennzahlen-2024-maximale-ahv-rente-rentenhoehe\/\">pension figures<\/a> are derived from this figure, including the maximum BVG annual salary.\nAccording to Article 7 paragraph 1 BVV 3, contributions to recognized forms of pension provision of up to 8% or 40% of the maximum BVG annual salary are deductible each year (see <a href=\"https:\/\/www.estv.admin.ch\/dam\/estv\/de\/dokumente\/dbst\/kreisschreiben\/2004\/1-018-DV-2008.pdf.download.pdf\/ESTV-Kreisschreiben-018-DV-2008-d.pdf\" target=\"_blank\" rel=\"noopener\">circular no. 18<\/a> of the EStV on the tax treatment of pillar 3a pension contributions and benefits).   <\/p><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-8c87e1a\" data-block-id=\"8c87e1a\"><p class=\"stk-block-text__text\">This leads to the following maximum deductions in pillar 3a 2024:<\/p><\/div>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\">8% of 88,200 = CHF 7,056 for employees with a pension fund, the &#8220;small&#8221; pillar 3a contribution (Art. 7 para. 1 letter a BVV 3)<\/li>\n\n\n\n<li data-block-type=\"core\">40 % of 88,200 = 35,280 francs for employed persons without a pension fund, the &#8220;large&#8221; pillar 3a contribution (Art. 7 para. 1 letter b BVV 3)<\/li>\n<\/ul>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-97deae0\" data-block-id=\"97deae0\"><p class=\"stk-block-text__text\">The results are rounded to whole francs.<\/p><\/div>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-ce8bf7b stk-block-background\" data-block-id=\"ce8bf7b\"><style>.stk-ce8bf7b{background-color:#02b875 !important}.stk-ce8bf7b:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ce8bf7b-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f14464e\" data-v=\"4\" data-block-id=\"f14464e\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f14464e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f14464e-inner-blocks\">\n<h3 class=\"wp-block-heading has-white-color has-text-color\" id=\"h-unser-saule-3a-tipps-kostenlos-an-die-einzahlung-erinnern-lassen\">Our pillar 3a tips: <strong>Get a free reminder to pay in<\/strong><\/h3>\n\n\n\n<p class=\"has-white-color has-text-color\" id=\"h-unser-tipp-gut-rechnen-ist-angesagtfalls-du-die-effektiven-kosten-f-rs-arbeitszimmer-abziehst-verlierst-du-den-pauschal-abzug-f-r-die-berufskosten-denn-es-geht-nur-entweder-abzug-der-effektien-kosten-oder-pauschalabzug-f-r-homeoffice-tage-kannst-du-auch-keine-fahrtkosten-abziehen-rechne-daher-gut-nach-was-dir-den-h-heren-abzug-bringt-vermutlich-f-hrst-du-in-den-meisten-f-llen-besser-mit-dem-pauschalabzug\" data-block-type=\"core\">With the pillar 3a timer, you&#8217;ll never miss your pillar 3a payment again.\nWe&#8217;ll remind you to pay into your pillar 3a free of charge.\nSimply enter your next steps below.\nDepending on the reminder cycle you choose, we will send your text entry in the &#8220;My next steps&#8221; field 30, 90 or 365 days later.\nAnd of course: you&#8217;ll also find a link to unsubscribe in every email \ud83d\ude09    <\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group aligncenter stk-block-button-group stk-block stk-24c7a8d\" data-block-id=\"24c7a8d\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-b7956b5\" data-block-id=\"b7956b5\"><style>.stk-b7956b5 .stk-button{background:#192483 !important;border-top-left-radius:25px !important;border-top-right-radius:25px !important;border-bottom-right-radius:25px !important;border-bottom-left-radius:25px !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/www.smolio.ch\/en\/pillar-3a-reminder-your-pacemaker\/\"><span class=\"stk-button__inner-text\">Activate free reminder  <\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-347649b\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags\" data-block-id=\"347649b\"><h2 class=\"stk-block-heading__text\">Historical development of the pillar 3a maximum amount<\/h2><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-ee51957\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags-br-die-saule-3-a-wurde-in-der-bvv-3-verordnung-geregelt-und-ist-am-1-januar-1987-in-kraft-getreten-verordnung-vom-13-november-1985-uber-die-steuerliche-abzugsberechtigung-fur-beitrage-an-anerkannte-vorsorgeformen-bvv-3-https-www-fedlex-admin-ch-eli-cc-1985-1778-1778-1778-de-print-true-br-in-der-regel-wird-der-saule-3-a-maximalbetrag-alle-zwei-jahre-angepasst-denn-dieser-ist-an-die-entwicklung-der-ahv-rente-gekoppelt-folgende-tabelle-zeigt-dir-die-entwicklung-der-saule-3-a-maximalbetrage\" data-block-id=\"ee51957\"><p class=\"stk-block-text__text\">Voluntary pension provision (Pillar 3a) was <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1985\/1778_1778_1778\/de?print=true\" target=\"_blank\" rel=\"noreferrer noopener\">regulated<\/a> in the <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1985\/1778_1778_1778\/de?print=true\" target=\"_blank\" rel=\"noreferrer noopener\">BVV3 Ordinance<\/a> and came into force on January 1, 1987.\nThe framework for this is set out in the Ordinance of 13 November 1985 on the tax deductibility of contributions to recognized forms of pension provision (&#8220;BVV 3&#8221;).   <\/p><\/div>\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d931b97\" id=\"historische-entwicklung-des-saule-3-a-maximalbetrags-br-die-saule-3-a-wurde-in-der-bvv-3-verordnung-geregelt-und-ist-am-1-januar-1987-in-kraft-getreten-verordnung-vom-13-november-1985-uber-die-steuerliche-abzugsberechtigung-fur-beitrage-an-anerkannte-vorsorgeformen-bvv-3-https-www-fedlex-admin-ch-eli-cc-1985-1778-1778-1778-de-print-true-br-in-der-regel-wird-der-saule-3-a-maximalbetrag-alle-zwei-jahre-angepasst-denn-dieser-ist-an-die-entwicklung-der-ahv-rente-gekoppelt-folgende-tabelle-zeigt-dir-die-entwicklung-der-saule-3-a-maximalbetrage\" data-block-id=\"d931b97\"><p class=\"stk-block-text__text\">As a rule, the pillar 3a maximum amount is adjusted every two years, as it is linked to the development of the AHV pension.\nYou can see the historical development of the pillar 3a maximum amount in the chart.   <\/p><\/div>\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-e362483 is-style-default\" data-block-id=\"e362483\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0e0fc20 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"0e0fc20\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0e0fc20-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-0e0fc20-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-21ee88b\" data-block-id=\"21ee88b\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d51a558\" id=\"grafische-entwicklung-maximalbetrag-saule-3-a-von-1985-2024\" data-block-id=\"d51a558\"><h4 class=\"stk-block-heading__text\">Graphical development of maximum pillar 3a amount from 1985 &#8211; 2024<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-8b4dc70\" data-block-id=\"8b4dc70\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><lineargradient id=\"linear-gradient-8b4dc70\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-b-4-dc-70-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-b-4-dc-70-color-2)\"><\/stop><\/lineargradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fdb6aa8 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"fdb6aa8\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fdb6aa8-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center stk-block-content stk-inner-blocks stk-fdb6aa8-inner-blocks\">\n<div style=\"min-height:1074px\"><img decoding=\"async\" src=\"https:\/\/datawrapper.dwcdn.net\/8uMOP\/full.png\" alt=\"\" title=\"\"><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-53525df stk-block-background\" data-block-id=\"53525df\"><style>.stk-53525df{background-color:#02b875 !important;margin-bottom:40px !important}.stk-53525df:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-53525df-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-375282a\" data-v=\"4\" data-block-id=\"375282a\"><style>.stk-375282a{padding-top:20px !important;padding-right:20px !important;padding-bottom:20px !important;padding-left:20px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-375282a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-375282a-inner-blocks\">\n<p class=\"has-white-color has-text-color\" data-block-type=\"core\">Related content<\/p>\n\n\n\n<div class=\"wp-block-stackable-posts stk-block-posts stk-block stk-86547d4 alignwide is-style-horizontal-2\" data-v=\"2\" data-block-id=\"86547d4\"><style>.stk-86547d4 .stk-img-wrapper{height:100% !important}.stk-86547d4 .stk-block-posts__title a{color:#ffffff !important}.stk-86547d4 .stk-block-posts__excerpt p{color:#ffffff !important}.stk-86547d4 .stk-block-posts__readmore{color:#192483 !important}.stk-86547d4{--stk-columns:1 !important}.stk-86547d4 .stk-block-posts__image-link:not(:empty){width:25% !important}@media screen and (max-width:767px){.stk-86547d4 .stk-block-posts__image-link:not(:empty){width:100% !important}}<\/style><div class=\"stk-inner-blocks stk-content-align stk-86547d4-column alignwide\"><div class=\"stk-block-posts__items\"><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-86547d4-container stk--no-background stk--no-padding\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a.webp\" class=\"attachment-full size-full wp-post-image\" alt=\"Wie viele 3a Konten\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-360x240.webp 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/29081906\/2023-10_Smolio-Blog_Wie-veiele-Saule-3a-400x267.webp 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" title=\"\"><\/figure><\/a><article class=\"stk-container-padding\"><h3 class=\"stk-block-posts__title has-text-color\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\">How many 3a accounts make sense?<\/a><\/h3><div class=\"stk-block-posts__excerpt has-text-color\">How many pillar 3a accounts should I open? From what amount should I open a new pillar 3a account? And: how many pillar 3a accounts are allowed? Can I have several pillar 3a accounts at the same bank? We hear these questions again and again. Discover the five-account rule for pillar 3a and how you&#8230;<\/div><a class=\"stk-block-posts__readmore has-text-color\" href=\"https:\/\/www.smolio.ch\/en\/wissen\/how-many-3a-accounts-make-sense\/\">Continue Reading<\/a><\/article><\/div><\/div><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-86547d4-container stk--no-background stk--no-padding\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen.webp\" class=\"attachment-full size-full wp-post-image\" alt=\"S\u00e4ule3a wer darf einzahlen\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-400x267.webp 400w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/07\/02154047\/Smolio_Blog_Saule3a_wer-darf-einzahlen-360x240.webp 360w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" title=\"\"><\/figure><\/a><article class=\"stk-container-padding\"><h3 class=\"stk-block-posts__title has-text-color\"><a href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\">Pillar 3a Who can pay in?<\/a><\/h3><div class=\"stk-block-posts__excerpt has-text-color\">Who can pay into pillar 3a? What are the requirements for your payment to result in a tax deduction? In this basic article, we take a closer look with numerous case studies: Pillar 3a as an employee, Pillar 3a in part-time employment, Pillar 3a as a self-employed person, Pillar 3a without income, Pillar 3a without&#8230;<\/div><a class=\"stk-block-posts__readmore has-text-color\" href=\"https:\/\/www.smolio.ch\/en\/wissen\/pillar-3a-who-can-pay-in\/\">Continue Reading<\/a><\/article><\/div><\/div><\/div><div class=\"stk-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-31ed2f8\" id=\"zusammenfassung-saule-3-a-maximalbetrag-2024\" data-block-id=\"31ed2f8\"><h2 class=\"stk-block-heading__text\">Summary of pillar 3a maximum amount 2024<\/h2><\/div>\n\n<p data-block-type=\"core\">The 3a maximum amount 2024 remains unchanged.\nEmployed persons with a pension fund may pay in a maximum of CHF 7,056; if you are not affiliated to a pension fund, you may pay in up to 20% of your net earned income, up to a maximum of CHF 35,280. <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-ni3gn6a stk-block-background callout\" data-block-id=\"ni3gn6a\" data-block-type=\"core\" data-block-type=\"core\"><style>.stk-ni3gn6a{background-color:#02b875 !important;margin-bottom:40px !important}.stk-ni3gn6a:before{background-color:#02b875 !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ni3gn6a-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ypvl5hl\" data-v=\"4\" data-block-id=\"ypvl5hl\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ypvl5hl-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ypvl5hl-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-ime6no5\" data-block-id=\"ime6no5\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-827\" src=\"https:\/\/www.smolio.ch\/wp-content\/uploads\/2017\/08\/Vorsorgecheck-live_Einkommensu&#x308;bersicht-niedergelassene_Smolio-Wissen.png\" width=\"800\" height=\"566\" alt=\"Smolio pension check shows income in retirement with Pensions 2020\" title=\"\"><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6sgkfl9\" data-v=\"4\" data-block-id=\"6sgkfl9\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6sgkfl9-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6sgkfl9-inner-blocks\"><p data-block-type=\"core\"><div class=\"mautic-slot\" data-slot-name=\"c2a-blog-finanzdashboard\"><\/p>\n<h3>Mach den ersten Schritt zur finanziellen Unabh\u00e4ngigkeit<\/h3>\n<p> In einer Minute siehst du deine Verm\u00f6gensentwicklung und dein Einkommen w\u00e4hrend der Rente. <\/p>\n<p> <a href=\"https:\/\/cockpit.smolio.ch\/de\/vorsorgecheck\/start\/1\/\" target=\"_blank\" rel=\"noopener\">Rentenrechner starten<\/a> <\/p>\n<p><\/div><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The pillar 3a maximum amount is redefined every two years at the latest in 2024.<br \/>\nRead the article to find out the maximum amount you can pay in for maximum tax savings.<br \/>\nTake advantage of the free reminder by e-mail &#8211; so you never miss a 3a payment again.  <\/p>\n","protected":false},"author":8,"featured_media":6723,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2260],"tags":[2365,2262,2413],"class_list":{"0":"post-8602","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-invest-in-pillar-3a","8":"tag-historical-development-of-pillar-3a-limit-amount","9":"tag-pillar-3a","10":"tag-pillar-3a-maximum-amount-2024"},"nelio_content":{"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"efiAlt":"","efiUrl":"","followers":[],"highlights":[],"isAutoShareEnabled":false,"networkImageIds":[],"permalinkQueryArgs":[],"series":[],"suggestedReferences":[]},"featured_image_urls_v2":{"full":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024.webp",1200,800,false],"thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-315x210.webp",315,210,true],"medium":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-800x533.webp",800,533,true],"medium_large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-768x512.webp",768,512,true],"large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024.webp",1140,760,false],"1536x1536":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024.webp",1200,800,false],"2048x2048":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024.webp",1200,800,false],"davenport-blog-thumb":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-1140x694.webp",1140,694,true],"davenport-blog-thumb-grid":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-555x360.webp",555,360,true],"davenport-blog-thumb-widget":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-220x180.webp",220,180,true],"davenport-blog-thumb-masonry":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-360x240.webp",360,240,true],"woocommerce_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-400x267.webp",400,267,true],"woocommerce_gallery_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2023\/11\/24235845\/Smolio-Blog_Saule-3a-Maximalabzug-2024-300x300.webp",300,300,true]},"post_excerpt_stackable_v2":"<p>The pillar 3a maximum amount is redefined every two years at the latest in 2024.<br \/>\nRead the article to find out the maximum amount you can pay in for maximum tax savings.<br \/>\nTake advantage of the free reminder by e-mail &#8211; so you never miss a 3a payment again.  <\/p>\n","category_list_v2":"<a href=\"https:\/\/www.smolio.ch\/en\/finanzthemen\/understanding-the-swiss-pension-system\/invest-in-pillar-3a\/\" rel=\"category tag\">Invest in pillar 3a<\/a>","author_info_v2":{"name":"Thomas","url":"https:\/\/www.smolio.ch\/en\/wissen\/author\/thomas\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8602","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/comments?post=8602"}],"version-history":[{"count":1,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8602\/revisions"}],"predecessor-version":[{"id":8605,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8602\/revisions\/8605"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media\/6723"}],"wp:attachment":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media?parent=8602"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/categories?post=8602"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/tags?post=8602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}