{"id":8625,"date":"2023-03-26T19:11:26","date_gmt":"2023-03-26T17:11:26","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/bvg-reform-2024-more-pension-less-gap\/"},"modified":"2024-12-02T20:26:32","modified_gmt":"2024-12-02T19:26:32","slug":"bvg-reform-2024-more-pension-less-gap","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/bvg-reform-2024-more-pension-less-gap\/","title":{"rendered":"BVG reform 2024: More pension, less gap?"},"content":{"rendered":"Lesedauer<\/span> 10<\/span> Minuten<\/span><\/span>\n

Occupational pension provision in Switzerland, also known as the 2nd pillar, has long been an important topic of political debate.\nIn recent years, it has become clear that the existing system urgently needs to be reformed.\nParliament has therefore launched a reform of the occupational pension scheme, BVG21.\nThe BVG revision is intended to close the pension gaps and make the system more sustainable overall.\nWhat exactly does the BVG21 reform involve and what impact will it have on you? <\/p><\/div>\n\n\n\n

Why does Switzerland need an occupational pension reform?<\/h2><\/div>\n\n

Switzerland has a solid social security network.\nHowever, demographic trends mean that this system needs to be consolidated, particularly in occupational pension provision (2nd pillar).\nFollowing the adoption of the AHV 21 reform<\/a> on September 25, 2022, the BVG 21 reform was also approved<\/a> in the final parliamentary vote on March 17, 2023.\nThe occupational pension reform aims to secure pensions, strengthen financing and improve the protection of part-time employees \u2013 and therefore women in particular.Pension funds recently had to spend more money on financing current pensions than had been saved by employers and employees.\nThis leads to a redistribution from the working generation to the pensioner generation.\nThere was a broad consensus in Parliament that this must be changed. <\/p>\n\n