{"id":8847,"date":"2022-10-03T17:24:36","date_gmt":"2022-10-03T15:24:36","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/snb\/"},"modified":"2024-09-17T08:37:04","modified_gmt":"2024-09-17T06:37:04","slug":"snb","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/snb\/","title":{"rendered":"SNB"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Lesedauer<\/span> <span class=\"rt-time\"> < 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>\n<p data-block-type=\"core\">The BVG is the <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1983\/797_797_797\/de\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Law<\/a> on Occupational Old Age, Survivors\u2019 and Disability Benefit Plans.\nIt regulates occupational pension provision (the so-called \u201c2nd pillar\u201d) in the Swiss pension system.   <\/p>\n\n<p data-block-type=\"core\">The\n2nd pillar is intended as a supplement to the 1st pillar and provides supplementary benefits in old age and in the event of disability or death.\nThe pension from the second pillar, together with the AHV pension, should allow you to continue your accustomed standard of living in retirement in an appropriate manner.\nso that you can be sure of receiving an adequate pension in retirement.     <\/p>\n\n<p data-block-type=\"core\">If you leave Switzerland, become self-employed or buy <a href=\"https:\/\/www.smolio.ch\/en\/wissen\/advance-withdrawal-for-home-ownership-wef-home-ownership-promotion\/\">a home<\/a>, you can also have the capital you have saved up to that point paid out early.\nIf you do not work for a while or stop working before the <a href=\"https:\/\/www.smolio.ch\/en\/wissen\/normal-retirement-age\/\">normal retirement age<\/a>, your capital will be transferred to a <a href=\"https:\/\/www.smolio.ch\/wissen\/freizuegigkeitsleistung\/\">vested benefits account<\/a>.   <\/p>\n\n<p data-block-type=\"core\">The Federal Social Insurance Office has <a href=\"https:\/\/www.bsv.admin.ch\/bsv\/de\/home\/sozialversicherungen\/bv\/grundlagen-und-gesetze.html\" target=\"_blank\" rel=\"noreferrer noopener\">compiled<\/a> the most important principles of the BVG.\nThe following laws and ordinances in particular fall within the scope of the BVG: <\/p>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\"><li>The most important BVG ordinance is <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1984\/543_543_543\/de\" target=\"_blank\" rel=\"noreferrer noopener\">BVV 2<\/a><\/li><li>Ordinance on the Promotion of Home Ownership<a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1994\/2379_2379_2379\/de\" target=\"_blank\" rel=\"noreferrer noopener\">(WEFV<\/a>)<\/li><li>Vested Benefits Act (FZG) and Vested Benefits Ordinance<a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1994\/2399_2399_2399\/de\" target=\"_blank\" rel=\"noreferrer noopener\">(FZV<\/a>)<\/li><li>Ordinance on the tax deductibility of 3a savings<a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1985\/1778_1778_1778\/de\" target=\"_blank\" rel=\"noreferrer noopener\">(BVV 3<\/a>)<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The BVG is the Federal Law on Occupational Old Age, Survivors\u2019 and Disability Benefit Plans. It regulates occupational pension provision (the so-called \u201c2nd pillar\u201d) in the Swiss pension system. The 2nd pillar is intended as a supplement to the 1st pillar and provides supplementary benefits in old age and in&#8230;<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2409],"tags":[2510,2511,2371,2402,2376,2204,2360],"class_list":{"0":"post-8847","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-financial-lexicon","7":"tag-compulsory","8":"tag-non-mandatory","9":"tag-occupational-pension-provision","10":"tag-pillar-2","11":"tag-promotion-of-home-ownership","12":"tag-swiss-pension-system","13":"tag-vested-benefits"},"nelio_content":{"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"efiAlt":"","efiUrl":"","followers":[],"highlights":[],"isAutoShareEnabled":false,"networkImageIds":[],"permalinkQueryArgs":[],"series":[],"suggestedReferences":[]},"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","davenport-blog-thumb":"","davenport-blog-thumb-grid":"","davenport-blog-thumb-widget":"","davenport-blog-thumb-masonry":"","woocommerce_thumbnail":"","woocommerce_single":"","woocommerce_gallery_thumbnail":""},"post_excerpt_stackable_v2":"<p>Lesedauer < 1 Minute The BVG is the Federal Law on Occupational Old Age, Survivors\u2019 and Disability Benefit Plans. It regulates occupational pension provision (the so-called \u201c2nd pillar\u201d) in the Swiss pension system. The 2nd pillar is intended as a supplement to the 1st pillar and provides supplementary benefits in old age and in the event of disability or death. The pension from the second pillar, together with the AHV pension, should allow you to continue your accustomed standard of living in retirement in an appropriate manner. so that you can be sure of receiving an adequate pension in retirement.&hellip;\n<\/p>\n","category_list_v2":"<a href=\"https:\/\/www.smolio.ch\/en\/finanzthemen\/financial-lexicon\/\" rel=\"category tag\">Financial lexicon<\/a>","author_info_v2":{"name":"Thomas","url":"https:\/\/www.smolio.ch\/en\/wissen\/author\/thomas\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/comments?post=8847"}],"version-history":[{"count":1,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8847\/revisions"}],"predecessor-version":[{"id":8848,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/8847\/revisions\/8848"}],"wp:attachment":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media?parent=8847"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/categories?post=8847"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/tags?post=8847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}