{"id":9080,"date":"2024-10-07T17:50:00","date_gmt":"2024-10-07T15:50:00","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/pension-fund-purchase-zurich-blocking-period-brings-tax-deduction-until-the-end\/"},"modified":"2024-10-26T16:55:43","modified_gmt":"2024-10-26T14:55:43","slug":"pension-fund-purchase-zurich-blocking-period-brings-tax-deduction-until-the-end","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/pension-fund-purchase-zurich-blocking-period-brings-tax-deduction-until-the-end\/","title":{"rendered":"Pension fund purchase: Zurich blocking period brings tax deduction until the end"},"content":{"rendered":"Lesedauer<\/span> 4<\/span> Minuten<\/span><\/span>\n

A purchase into the pension fund results in a blocking period in Zurich and elsewhere for your lump-sum withdrawal. You can improve your retirement provision and save tax by making a purchase. But beware: after the purchase, there is a three-year blocking period (three-year rule) for an effective tax deduction. This period is important if you want to withdraw capital. Find out how to make smart use of the lock-up period and benefit from the tax advantages. <\/p>\n\n\n\n

A purchase is a voluntary one-off contribution to your pension fund. With this payment, you increase your retirement assets and increase your pension. You can claim this payment as a tax deduction. Incidentally, these purchases are independent of your pillar 3a payments. Whether a purchase makes sense<\/a> depends on your situation. In this article, we look at the conditions for a sustainable tax deduction when buying into the pension fund. You must observe the three-year blocking period. <\/p>\n\n