{"id":9737,"date":"2024-12-09T17:50:00","date_gmt":"2024-12-09T16:50:00","guid":{"rendered":"https:\/\/www.smolio.ch\/wissen\/credit-card-fees-2025-eat-more-pay-less\/"},"modified":"2024-12-09T20:57:04","modified_gmt":"2024-12-09T19:57:04","slug":"credit-card-fees-2025-eat-more-pay-less","status":"publish","type":"post","link":"https:\/\/www.smolio.ch\/en\/wissen\/credit-card-fees-2025-eat-more-pay-less\/","title":{"rendered":"Credit card fees 2025: eat more, pay less"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Lesedauer<\/span> <span class=\"rt-time\"> 3<\/span> <span class=\"rt-label rt-postfix\">Minuten<\/span><\/span>\n<p data-block-type=\"core\"><br\/>Credit card fees. I&#8217;ve been putting this topic off for months: &#8220;What&#8217;s the right credit card with low fees for me?&#8221; Revolut used to be my preferred choice abroad. But since Revolut <a href=\"\" data-type=\"\" data-id=\"\">introduced<\/a> fees for Swiss customers, I&#8217;ve been using my PostFinance VISA credit card more and more again. It was time to take a closer look at this issue. Discover my surprising findings.    <\/p>\n\n<!--more-->\n\n<p data-block-type=\"core\"><br\/><strong>Sunday morning <\/strong>&#8211; the perfect time to check my finances. Because a glance at my credit card bill this week really made me jump for joy \ud83e\udee8: it was higher than expected. One reason for this was my trip to Portugal. Apparently, I spent a little more than planned there. But where?    <\/p>\n\n<p data-block-type=\"core\">So it&#8217;s high time to take a closer look at your credit card statement.<\/p>\n\n<nav class=\"wp-block-stackable-table-of-contents stk-block-table-of-contents stk-block stk-f351cae stk-block-background\" data-block-id=\"f351cae\"><p class=\"stk-table-of-contents__title\">And that&#8217;s what the article on credit card fees is all about<\/p><ul class=\"stk-table-of-contents__table\"><li><a href=\"#kreditkartengebuhren-wo-verstecken-sich-die-kosten\">Credit card fees: Where are the costs hidden?<\/a><\/li><li><a href=\"#gebuhrenvergleich-bargeld-vs-kreditkartengebuhren\">Fee comparison: cash vs. credit card fees<\/a><\/li><li><a href=\"#die-digitale-kreditkarten-alternative-yuh-als-schweizer-option\">The digital credit card alternative: YUH as a Swiss option<\/a><\/li><li><a href=\"#zusammenfassung-kreditkartengebuhren-kleinere-gebuhren-mehr-genuss\">Summary of credit card fees: Smaller fees, more enjoyment<\/a><\/li><\/ul><\/nav>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-dfba944\" id=\"kreditkartengebuhren-wo-verstecken-sich-die-kosten\" data-block-id=\"dfba944\"><h2 class=\"stk-block-heading__text\">Credit card fees: Where are the costs hidden?<\/h2><\/div>\n\n<p data-block-type=\"core\">In total, I paid <strong>credit card fees of 43 francs<\/strong> on my expenditure of \u20ac2,690. At first glance, that doesn&#8217;t seem like much. But when I think about it: I could enjoy a nice dinner in Portugal for that!  <\/p>\n\n<p data-block-type=\"core\">But are these really all the fees? Many credit card providers hide additional costs in the exchange rate. So I did the math.  <\/p>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-98f7b1a\" id=\"gebuhrenvergleich-bargeld-vs-kreditkartengebuhren\" data-block-id=\"98f7b1a\"><h2 class=\"stk-block-heading__text\">Fee comparison: cash vs. credit card fees<\/h2><\/div>\n\n<p data-block-type=\"core\">I&#8217;m currently in Portugal for a few weeks. Unfortunately, my MacBook broke while I was there and I had to replace it in a hurry. I paid for it with my PostFinance VISA card. How would I have fared if I had paid the \u20ac2,690 for my new MacBook in cash and exchanged it at the exchange rate on November 14, 2024? Here&#8217;s how it looks:    <\/p>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\">Exchange rate: 1 EUR = 0.938 francs<\/li>\n\n\n\n<li data-block-type=\"core\">Total costs: 2,522 francs<\/li>\n<\/ul>\n\n<p data-block-type=\"core\">That&#8217;s a <strong>saving of 36 francs<\/strong> compared to the amount debited to my account. If I add the 43 francs credit card fee from PostFinance, the total <strong>difference is as much as 80 francs<\/strong>! That&#8217;s not just fees &#8211; that&#8217;s two meals in Portugal. \ud83c\udf74 <\/p>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1da8ad8\" id=\"die-digitale-kreditkarten-alternative-yuh-als-schweizer-option\" data-block-id=\"1da8ad8\"><h2 class=\"stk-block-heading__text\">The digital credit card alternative: YUH as a Swiss option<\/h2><\/div>\n\n<p data-block-type=\"core\">Of course, I don&#8217;t want to travel with a lot of cash. Digital payment methods like Apple Pay <strong> <\/strong>are simply too convenient. So I looked at Swiss alternatives to Revolut and ended up with <strong>YUH<\/strong>. <\/p>\n\n<p data-block-type=\"core\">Here is my comparison for the same amount of \u20ac 2,690 on November 14, 2024:<\/p>\n\n<ul class=\"wp-block-list\" data-block-type=\"core\">\n<li data-block-type=\"core\">YUH exchange rate: 1 EUR = 0.944 CHF<\/li>\n\n\n\n<li data-block-type=\"core\">This means I pay <strong>18 francs less<\/strong> in hidden exchange rate fees compared to PostFinance.<\/li>\n\n\n\n<li data-block-type=\"core\">YUH charges an additional CHF 24 in fees (compared to CHF 43 with PostFinance)<\/li>\n<\/ul>\n\n<p data-block-type=\"core\">This saves me a total of 37 francs compared to PostFinance. That&#8217;s <strong>almost 50% less<\/strong> credit card fees! \ud83e\udee2 <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-7f8e3d8 stk-block-background\" data-block-id=\"7f8e3d8\"><style>.stk-7f8e3d8 {background-color:#02b875 !important;}.stk-7f8e3d8:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-7f8e3d8-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f08d2fd\" data-v=\"4\" data-block-id=\"f08d2fd\"><style>.stk-f08d2fd-inner-blocks{align-items:flex-start !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f08d2fd-container stk--no-background stk--no-padding\"><div class=\"has-text-align-left stk--column-flex stk-block-content stk-inner-blocks stk-f08d2fd-inner-blocks\">\n<h3 class=\"wp-block-heading has-text-align-left has-white-color has-text-color\" id=\"h-unser-tipp\">What is YUH?<\/h3>\n\n\n\n<p class=\"has-white-color has-text-color\" id=\"h-unser-tipp-gut-rechnen-ist-angesagtfalls-du-die-effektiven-kosten-f-rs-arbeitszimmer-abziehst-verlierst-du-den-pauschal-abzug-f-r-die-berufskosten-denn-es-geht-nur-entweder-abzug-der-effektien-kosten-oder-pauschalabzug-f-r-homeoffice-tage-kannst-du-auch-keine-fahrtkosten-abziehen-rechne-daher-gut-nach-was-dir-den-h-heren-abzug-bringt-vermutlich-f-hrst-du-in-den-meisten-f-llen-besser-mit-dem-pauschalabzug\" data-block-type=\"core\">YUH is a Swiss financial app that combines digital banking, investing and cryptocurrencies in a single platform. What makes YUH special is its fee-friendly model, which offers transparent conditions with no hidden costs. In addition, YUH enables simple investments in shares, ETFs and cryptocurrencies from small amounts, making it attractive to a broad target group.  <\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-dc5a156\" id=\"zusammenfassung-kreditkartengebuhren-kleinere-gebuhren-mehr-genuss\" data-block-id=\"dc5a156\"><h2 class=\"stk-block-heading__text\">Summary of credit card fees: Smaller fees, more enjoyment<\/h2><\/div>\n\n<p data-block-type=\"core\">YUH seems to be a good alternative for me, especially as the app is backed by well-known Swiss banks such as <strong>PostFinance<\/strong> and <strong>Swissquote<\/strong>. I will now test out YUH. Maybe I&#8217;ll soon find time to compare other credit cards.  <\/p>\n\n<p data-block-type=\"core\">Which provider do you use? Or who should I compare next? Let me know in the comments.  <\/p>\n\n<p data-block-type=\"core\">But that&#8217;s enough for today. The fresh air and the surfboard are calling. \ud83c\udf0a My financial comparison has now given me certainty and some free dinners for the future.  <\/p>\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-3112f5f stk-block-background callout\" data-block-id=\"3112f5f\" data-block-type=\"core\" data-block-type=\"core\"><style>.stk-3112f5f {background-color:#02b875 !important;margin-bottom:40px !important;}.stk-3112f5f:before{background-color:#02b875 !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-3112f5f-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4a4cbd5\" data-v=\"4\" data-block-id=\"4a4cbd5\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4a4cbd5-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4a4cbd5-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-fe9674b\" data-block-id=\"fe9674b\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-9714\" src=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08153732\/Smolio-Blog_Kreditkartengebuhren_YUH-1.webp\" width=\"1200\" height=\"800\" alt=\"Smolio pension check shows income in retirement with Pensions 2020\" title=\"\" srcset=\"https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08153732\/Smolio-Blog_Kreditkartengebuhren_YUH-1.webp 1200w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08153732\/Smolio-Blog_Kreditkartengebuhren_YUH-1-800x533.webp 800w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08153732\/Smolio-Blog_Kreditkartengebuhren_YUH-1-315x210.webp 315w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08153732\/Smolio-Blog_Kreditkartengebuhren_YUH-1-768x512.webp 768w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08153732\/Smolio-Blog_Kreditkartengebuhren_YUH-1-360x240.webp 360w, https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08153732\/Smolio-Blog_Kreditkartengebuhren_YUH-1-400x267.webp 400w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4891e88\" data-v=\"4\" data-block-id=\"4891e88\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4891e88-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4891e88-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-addbbcb\" id=\"yuh-promocode-66-xci-0\" data-block-id=\"addbbcb\"><style>.stk-addbbcb .stk-block-heading__text{color:#ffffff !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">YUH promo code 66xci0<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c2849cd\" data-block-id=\"c2849cd\"><style>.stk-c2849cd .stk-block-text__text{color:#ffffff !important;}<\/style><p class=\"stk-block-text__text has-text-color\">If you also want to test YUH and benefit from low credit card fees, it&#8217;s best to use our YUH promo code. Enter it during the account opening process under &#8220;Your promotional code&#8221; and benefit. <\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-38be4a0\" data-block-id=\"38be4a0\"><style>.stk-38be4a0 .stk-button-group{flex-direction:row !important;}@media screen and (max-width: 1023px){.stk-38be4a0 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-38be4a0 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-1f879d2\" data-block-id=\"1f879d2\"><style>.stk-1f879d2 .stk-button{background:#192483 !important;border-top-left-radius:30px !important;border-top-right-radius:30px !important;border-bottom-right-radius:30px !important;border-bottom-left-radius:30px !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/www.yuh.com\/download\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk-button__inner-text\">Download YUH (Promocode: 66xci0)<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"aligncenter wp-block-ugb-container ugb-container ugb-3c1c7a0 ugb-container--v2 ugb-container--design-basic ugb-main-block\" data-block-type=\"core\" data-block-type=\"core\"><style>.ugb-3c1c7a0-wrapper.ugb-container__wrapper{border-radius:0px !important}.ugb-3c1c7a0 h1,.ugb-3c1c7a0 h2,.ugb-3c1c7a0 h3,.ugb-3c1c7a0 h4,.ugb-3c1c7a0 h5,.ugb-3c1c7a0 h6{color:#000000}.ugb-3c1c7a0 p,.ugb-3c1c7a0 li,.ugb-3c1c7a0 label,.ugb-3c1c7a0 table{color:#000000}.ugb-3c1c7a0-content-wrapper > h1,.ugb-3c1c7a0-content-wrapper > h2,.ugb-3c1c7a0-content-wrapper > h3,.ugb-3c1c7a0-content-wrapper > h4,.ugb-3c1c7a0-content-wrapper > h5,.ugb-3c1c7a0-content-wrapper > h6{color:#000000}.ugb-3c1c7a0-content-wrapper > p,.ugb-3c1c7a0-content-wrapper > ol li,.ugb-3c1c7a0-content-wrapper > ul li{color:#000000}.ugb-3c1c7a0 a,.ugb-3c1c7a0 a:visited,.ugb-3c1c7a0 a:focus{color:#000000}<\/style><div class=\"ugb-inner-block\"><div class=\"ugb-block-content\"><div class=\"ugb-container__wrapper ugb-3c1c7a0-wrapper\"><div class=\"ugb-container__side\"><div class=\"ugb-container__content-wrapper ugb-3c1c7a0-content-wrapper\">\n<h4 class=\"wp-block-heading has-black-smolio-color has-text-color has-small-font-size\" id=\"h-hinweis\">Notice <\/h4>\n\n\n\n<p class=\"has-black-smolio-color has-text-color\" id=\"h-unser-tipp-gut-rechnen-ist-angesagtfalls-du-die-effektiven-kosten-f-rs-arbeitszimmer-abziehst-verlierst-du-den-pauschal-abzug-f-r-die-berufskosten-denn-es-geht-nur-entweder-abzug-der-effektien-kosten-oder-pauschalabzug-f-r-homeoffice-tage-kannst-du-auch-keine-fahrtkosten-abziehen-rechne-daher-gut-nach-was-dir-den-h-heren-abzug-bringt-vermutlich-f-hrst-du-in-den-meisten-f-llen-besser-mit-dem-pauschalabzug\" data-block-type=\"core\">Wir sind dir dankbar, wenn du bei einer Kontoer\u00f6ffnung unseren Code nutzt. Wir erhalten dann eine kleine <a href=\"https:\/\/www.smolio.ch\/experten-netzwerk\/\" target=\"_blank\" rel=\"noreferrer noopener\">Verg\u00fctung<\/a>. F\u00fcr dich wird es dadurch nicht teurer und wir k\u00f6nnen die Kosten f\u00fcr den Betrieb der Plattform decken. Wir freuen uns auch, wenn du uns einen <a href=\"https:\/\/buymeacoffee.com\/smolio\" target=\"_blank\" rel=\"noreferrer noopener\">Kaffee spendierst<\/a> \u2615\ufe0f.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<p data-block-type=\"core\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is the right credit card with low fees abroad? I used to prefer Revolut. But since Revolut introduced fees for Swiss customers, I&#8217;ve started using my PostFinance VISA credit card again. Discover my surprising findings in comparison with YUH.   <\/p>\n","protected":false},"author":2,"featured_media":9725,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2337,2175],"tags":[2475,2731],"class_list":{"0":"post-9737","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-expats-in-switzerland","8":"category-optimize-finances","9":"tag-credit-card-fees","10":"tag-yuh-en"},"nelio_content":{"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"efiAlt":"","efiUrl":"","followers":[2],"highlights":[],"isAutoShareEnabled":false,"networkImageIds":[],"permalinkQueryArgs":[],"series":[],"suggestedReferences":[]},"featured_image_urls_v2":{"full":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone.jpg",2400,1600,false],"thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-315x210.jpg",315,210,true],"medium":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-800x533.jpg",800,533,true],"medium_large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-768x512.jpg",768,512,true],"large":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-1920x1280.jpg",1140,760,true],"1536x1536":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-2048x1365.jpg",2048,1365,true],"davenport-blog-thumb":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-1140x694.jpg",1140,694,true],"davenport-blog-thumb-grid":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-555x360.jpg",555,360,true],"davenport-blog-thumb-widget":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-220x180.jpg",220,180,true],"davenport-blog-thumb-masonry":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-360x240.jpg",360,240,true],"woocommerce_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-400x267.jpg",400,267,true],"woocommerce_gallery_thumbnail":["https:\/\/smolio-storage.s3.eu-central-1.amazonaws.com\/wp-content\/uploads\/2024\/12\/08200735\/friends-splitting-the-bill-in-restaurant-with-creditcard-by-phone-300x300.jpg",300,300,true]},"post_excerpt_stackable_v2":"<p>What is the right credit card with low fees abroad? I used to prefer Revolut. But since Revolut introduced fees for Swiss customers, I&#8217;ve started using my PostFinance VISA credit card again. Discover my surprising findings in comparison with YUH.   <\/p>\n","category_list_v2":"<a href=\"https:\/\/www.smolio.ch\/en\/finanzthemen\/expats-in-switzerland\/\" rel=\"category tag\">Expats in Switzerland<\/a>, <a href=\"https:\/\/www.smolio.ch\/en\/finanzthemen\/optimize-finances\/\" rel=\"category tag\">Optimize finances<\/a>","author_info_v2":{"name":"Adrian","url":"https:\/\/www.smolio.ch\/en\/wissen\/author\/adrian\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/9737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/comments?post=9737"}],"version-history":[{"count":2,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/9737\/revisions"}],"predecessor-version":[{"id":9754,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/posts\/9737\/revisions\/9754"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media\/9725"}],"wp:attachment":[{"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/media?parent=9737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/categories?post=9737"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smolio.ch\/en\/wp-json\/wp\/v2\/tags?post=9737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}