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Vested benefits account

A vested benefits account is used to manage pension fund assets when a person changes jobs, becomes unemployed, emigrates, becomes self-employed or temporarily interrupts gainful employment.
 
The aim of a vested benefits account is to guarantee the continuity of occupational benefits and to ensure that the money saved for retirement is preserved.
It is important to note that the money in the vested benefits account is generally blocked until retirement age is reached.

Vested benefits accountRetirement and pension planning
7. September 2025

Vested benefits account comparison 2025

In our vested benefits account comparison 2024, we take a look at various providers for vested benefits accounts or vested benefits custody accounts. Discover which criteria are important in the article and find your provider.
Vested benefits accountfinpension ReviewsUnderstanding the Swiss pension system
24. March 2024

finpension Free movement experiences: Review 2025

How do I invest my vested benefits assets? Many people know finpension because of its low pillar 3a fees. Discover our own experiences and benefit from the finpension vested benefits voucher code SMLUTQ.
Invest in pillar 3aVested benefits account
11. February 2024

Pillar 3a deposit protection: money safe in the event of bank bankruptcy?

What about the security of pillar 3a in the event of a banking crisis? And how secure is the vested benefits account? Is there depositor protection for pillar 3a? Discover some surprising answers.
Vested benefits accountfrankly reviews
1. February 2024

Frankly free movement experience 2025

frankly Vested Benefits is a relatively new product with which ZKB wants to grow in another market. Find out whether the offer is worthwhile for you and benefit from a switching bonus with our frankly code SMOLIO.
Vested benefits accountRetirement and pension planningUnderstanding the Swiss pension system
14. January 2024

Vested benefits policy - the 20 most frequently asked questions

You can deposit your termination benefit from the pension fund in a vested benefits policy. But what exactly is it and does it make sense for you? Read the article to find out what a vested benefits policy is, the differences to a vested benefits account and the 20 most frequently asked questions about vested benefits policies. This will help you decide whether this solution is right for you.
Vested benefits accountRetirement and pension planning
7. January 2024

LOB vested benefits account - what is it?

What happens if you leave your pension fund before retirement without a new job? In this article, we look at everything to do with vested benefits accounts, such as opening, fees and costs, switching, closing, withdrawal in various cases and tax consequences.
Financial lexiconVested benefits account
5. December 2023

Capital payment tax

When you withdraw money you have saved from your pension, a tax is payable: the capital payment tax (also known as capital tax or capital withdrawal tax). Find out in the article how you can cleverly optimize this tax.
Vested benefits accountRetirement and pension planningsave taxes
17. September 2023

Withdraw from a vested benefits account: Save taxes on withdrawals

Many people withdraw their vested benefits account at normal retirement age. But how can you save tax on withdrawals from a vested benefits account? Discover important changes with the AHV21 reform in the article.
Financial lexiconVested benefits account
7. January 2019

Vested benefits / vested benefit assets in the event of vested benefits

Vested benefits are money that you are entitled to if you leave a pension fund before it pays out benefits for you. The vested benefits are also known as termination benefits or vested benefits money.

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